Complex repair trunk 1.1-2.5cm 13120 at UnityPoint Health - Jones Regional Medical Center

1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$876.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,095.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.07 with Health Partners Open Network vs $275.39 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Open Network Commercial $112.07 ↓ -87%
Wellmark Blue Cross and Blue Shield Medicare Advantage $122.81 ↓ -86%
Aetna Medicare Advantage $123.49 ↓ -86%
Iowa Health Medicare Advantage $126.42 ↓ -86%
Amerivantage Medicare Advantage $126.42 ↓ -86%
Humana Medicare Advantage $126.58 ↓ -86%
United Healthcare Medicare Advantage $126.58 ↓ -86%
Iowa Total Care Managed Medicaid $135.84 ↓ -84%
Amerigroup Managed Medicaid $135.84 ↓ -84%
Wellmark Blue Cross and Blue Shield PPO $157.45 ↓ -82%
Wellmark Blue Cross and Blue Shield HMO $157.45 ↓ -82%
Wellmark UPH Self-Funded Commercial $157.45 ↓ -82%
United Healthcare PPO $234.63 ↓ -73%
United Healthcare HMO $234.63 ↓ -73%
Medica Exchange Inspire Commercial $244.51 ↓ -72%
Cigna/Midlands Commercial $253.78 ↓ -71%
Medica Exchange Insure Commercial $273.84 ↓ -69%
Aetna HMO $275.39 ↓ -69%
Aetna PPO $275.39 ↓ -69%

Visitor-reported prices

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Complex repair trunk 1.1-2.5cm 13120 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $589.80 $330.85 – $585.94
MercyOne North Iowa Medical Center Mason City $765.00 $52.10 – $880.71
MercyOne Genesis Davenport Medical Center Davenport $619.20 $399.75 – $585.94
MercyOne Genesis DeWitt Medical Center DeWitt $619.20 $209.10 – $448.95
MercyOne Waterloo Medical Center Waterloo $765.00 $52.10 – $520.00
UnityPoint Health - Allen Hospital Waterloo $876.00 $207.85 – $507.38
UnityPoint Health - Finley Hospital Dubuque $876.00 $207.85 – $1,007.40
UnityPoint Health - Grinnell Regional Medical Center Grinnell $876.00 $207.85 – $609.05

All Iowa hospitals for this procedure →