Chromosome karyotype study at UnityPoint Health - Jones Regional Medical Center

1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$127.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$159.82

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.47 with Wellmark Blue Cross and Blue Shield vs $141.76 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellmark Blue Cross and Blue Shield PPO $33.47 ↓ -74%
Wellmark Blue Cross and Blue Shield HMO $33.47 ↓ -74%
Wellmark UPH Self-Funded Commercial $33.47 ↓ -74%
United Healthcare PPO $33.47 ↓ -74%
United Healthcare HMO $33.47 ↓ -74%
Cigna/Midlands Commercial $43.51 ↓ -66%
Health Partners Open Network Commercial $46.86 ↓ -63%
Aetna PPO $48.24 ↓ -62%
Aetna HMO $48.24 ↓ -62%
Wellmark Blue Cross and Blue Shield Medicare Advantage $63.58 ↓ -50%
Aetna Medicare Advantage $63.93 ↓ -50%
Iowa Health Medicare Advantage $65.45 ↓ -49%
Amerivantage Medicare Advantage $65.45 ↓ -49%
Humana Medicare Advantage $65.53 ↓ -49%
United Healthcare Medicare Advantage $65.53 ↓ -49%
Iowa Total Care Managed Medicaid $70.32 ↓ -45%
Amerigroup Managed Medicaid $70.32 ↓ -45%
Medica Exchange Inspire Commercial $126.58 ↓ -1%
Medica Exchange Insure Commercial $141.76 ↑ +11%

Visitor-reported prices

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Chromosome karyotype study at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $84.00 $33.47 – $33.47
MercyOne West Des Moines Medical Center West Des Moines $100.00 $20.10 – $100.00
MercyOne Des Moines Medical Center Des Moines $139.75 $32.44 – $215.00
MercyOne Centerville Medical Center Centerville $100.00 $27.44 – $100.00
MercyOne Genesis Davenport Medical Center Davenport $93.60 not published
MercyOne Waterloo Medical Center Waterloo $63.05 $22.80 – $97.00
UnityPoint Health - Allen Hospital Waterloo $127.86 $33.47 – $84.23
UnityPoint Health - Finley Hospital Dubuque $127.86 $3.50 – $127.86

All Iowa hospitals for this procedure →