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Blood Clotting (PT/INR) Test at UnityPoint Health - Jones Regional Medical Center

1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$32.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.29 with United Healthcare vs $36.42 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $4.29 ↓ -87%
United Healthcare PPO $4.29 ↓ -87%
Wellmark Blue Cross and Blue Shield HMO $4.29 ↓ -87%
Wellmark Blue Cross and Blue Shield PPO $4.29 ↓ -87%
Wellmark UPH Self-Funded Commercial $4.29 ↓ -87%
Cigna/Midlands Commercial $5.58 ↓ -83%
Health Partners Open Network Commercial $6.13 ↓ -81%
Aetna HMO $6.71 ↓ -80%
Aetna PPO $6.71 ↓ -80%
Wellmark Blue Cross and Blue Shield Medicare Advantage $16.33 ↓ -50%
Aetna Medicare Advantage $16.42 ↓ -50%
Amerivantage Medicare Advantage $16.81 ↓ -49%
Iowa Health Medicare Advantage $16.81 ↓ -49%
Humana Medicare Advantage $16.83 ↓ -49%
United Healthcare Medicare Advantage $16.83 ↓ -49%
Amerigroup Managed Medicaid $18.07 ↓ -45%
Iowa Total Care Managed Medicaid $18.07 ↓ -45%
Medica Exchange Inspire Commercial $32.52 ↓ -1%
Medica Exchange Insure Commercial $36.42 ↑ +11%

Visitor-reported prices

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Blood Clotting (PT/INR) Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $32.85 $4.29 – $12.07
UnityPoint Health - Allen Hospital Waterloo $32.85 $4.29 – $21.64
MercyOne Genesis Davenport West Medical Center Davenport $117.60 $4.29 – $4.29
MercyOne New Hampton Medical Center New Hampton $42.90 $3.32 – $66.00
MercyOne Dyersville Medical Center Dyersville $72.15 $9.09 – $74.29
MercyOne Clinton Medical Center Clinton $65.65 $3.32 – $65.00
MercyOne Oelwein Medical Center Oelwein $111.00 $9.09 – $66.00
MercyOne Cedar Falls Medical Center Cedar Falls $70.00 $4.16 – $32.66

All Iowa hospitals for this procedure →