Ndl round specialty proguide at Baptist Health Floyd
1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847
$324.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$432.53
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$90.05 with ANTHEM BHS1 vs $548.45 with AMBETTER EXH-ALL PLANS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ANTHEM BHS1 | ANTHEM BHS1 | $90.05 | ↓ -72% |
| AETNA NEW BUSINESS | AETNA NEW BUSINESS | $105.30 | ↓ -68% |
| ANTHEM PATH/HPN | ANTHEM PATH/HPN | $107.79 | ↓ -67% |
| ANTHEM INDIV ON/OFF | ANTHEM INDIV ON/OFF | $119.78 | ↓ -63% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $119.78 | ↓ -63% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $119.78 | ↓ -63% |
| ANTHEM MCR SELECT | ANTHEM MCR SELECT | $119.78 | ↓ -63% |
| AETNA UPS CUSTOM | AETNA UPS CUSTOM | $124.68 | ↓ -62% |
| AETNA COMM-ALL OTHER PLANS | AETNA COMM-ALL OTHER PLANS | $136.67 | ↓ -58% |
| HUMANA HMOX - ALL OTHER PLANS | HUMANA HMOX - ALL OTHER PLANS | $137.88 | ↓ -57% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $138.87 | ↓ -57% |
| UHC ALL PAYER-ALL PLANS | UHC ALL PAYER-ALL PLANS | $153.56 | ↓ -53% |
| SIHO EXCLUSIVE NTWRK | SIHO EXCLUSIVE NTWRK | $182.82 | ↓ -44% |
| MULTIPLAN/PHCS-ALL PLANS | MULTIPLAN/PHCS-ALL PLANS | $201.10 | ↓ -38% |
| SIHO DUAL NTWRK | SIHO DUAL NTWRK | $201.10 | ↓ -38% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $240.40 | ↓ -26% |
| SIHO PPO - ALL OTHER PLANS | SIHO PPO - ALL OTHER PLANS | $292.50 | ↓ -10% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $307.60 | ↓ -5% |
| MHS MCAID - ALL PLANS | MHS MCAID - ALL PLANS | $365.63 | ↑ +13% |
| AETNA MCR ADV | AETNA MCR ADV | $365.63 | ↑ +13% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $365.63 | ↑ +13% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $365.63 | ↑ +13% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $367.46 | ↑ +13% |
| HUMANA MCR ADV | HUMANA MCR ADV | $383.91 | ↑ +18% |
| AMBETTER EXH-ALL PLANS | AMBETTER EXH-ALL PLANS | $548.45 | ↑ +69% |