Ins/rpl pm w/tv ld atrl at Baptist Health Floyd

1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$58,346.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$77,795.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,643.00 with HUMANA HMOX - ALL OTHER PLANS vs $116,693.40 with AMBETTER EXH-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA HMOX - ALL OTHER PLANS HUMANA HMOX - ALL OTHER PLANS $3,643.00 ↓ -94%
UHC ALL PAYER-ALL PLANS UHC ALL PAYER-ALL PLANS $6,904.00 ↓ -88%
CIGNA - ALL PLANS CIGNA - ALL PLANS $15,096.00 ↓ -74%
CARESOURCE JUST4ME - ALL PLANS CARESOURCE JUST4ME - ALL PLANS $16,587.45 ↓ -72%
ANTHEM BHS1 ANTHEM BHS1 $19,161.06 ↓ -67%
AETNA NEW BUSINESS AETNA NEW BUSINESS $22,405.13 ↓ -62%
ANTHEM PATH/HPN ANTHEM PATH/HPN $22,934.14 ↓ -61%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $25,485.84 ↓ -56%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $25,485.84 ↓ -56%
ANTHEM INDIV ON/OFF ANTHEM INDIV ON/OFF $25,485.84 ↓ -56%
ANTHEM MCR SELECT ANTHEM MCR SELECT $25,485.84 ↓ -56%
AETNA UPS CUSTOM AETNA UPS CUSTOM $26,528.30 ↓ -55%
AETNA COMM-ALL OTHER PLANS AETNA COMM-ALL OTHER PLANS $29,080.00 ↓ -50%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $29,546.77 ↓ -49%
SIHO EXCLUSIVE NTWRK SIHO EXCLUSIVE NTWRK $38,897.80 ↓ -33%
SIHO DUAL NTWRK SIHO DUAL NTWRK $42,787.58 ↓ -27%
MULTIPLAN/PHCS-ALL PLANS MULTIPLAN/PHCS-ALL PLANS $42,787.58 ↓ -27%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $62,236.48 ↑ +7%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $65,449.44 ↑ +12%
AETNA MCR ADV AETNA MCR ADV $77,795.60 ↑ +33%
MHS MCAID - ALL PLANS MHS MCAID - ALL PLANS $77,795.60 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $77,795.60 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $77,795.60 ↑ +33%
ANTHEM MCR ADV ANTHEM MCR ADV $78,184.58 ↑ +34%
HUMANA MCR ADV HUMANA MCR ADV $81,685.38 ↑ +40%
AMBETTER EXH-ALL PLANS AMBETTER EXH-ALL PLANS $116,693.40 ↑ +100%

Visitor-reported prices

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Ins/rpl pm w/tv ld atrl at other Indiana hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent Evansville (St. Mary's Health, Inc.) IN 47750|10388 Warrick Wellness Trail Newburgh $12,581.40 $119.55 – $7,067.36
Ascension St. Vincent Carmel Ambulatory Surgery Center Carmel $12,669.00 $112.46 – $7,067.36
Ascension St. Vincent Naab Surgery Center Indianapolis $12,669.00 $112.46 – $11,190.95
Ascension St. Vincent Heart Center (St. Vincent Heart Center of Indiana, LLC) Carmel $12,669.00 $119.55 – $7,067.36
Parkview Regional Medical Center & Parkview Hospital Randallia Fort Wayne $13,246.00 $11,058.32 – $16,587.48
Ascension St. Vincent Kokomo (St. Joseph Hospital & Health Center, Inc.) Kokomo not published $112.46 – $7,067.36
Ascension St. Vincent Carmel (St. Vincent Carmel Hospital, Inc.) Carmel not published $119.55 – $7,067.36
Ascension St. Vincent Seton (St. Vincent Seton Specialty Hospital, Inc.) Indianapolis not published $119.55 – $7,067.36

All Indiana hospitals for this procedure →