Icd cobalt xt dr MRI is1 df1 at Baptist Health Floyd

1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$114,367.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$152,490.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18,533.40 with CIGNA - ALL PLANS vs $139,000.50 with AMBETTER EXH-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA - ALL PLANS CIGNA - ALL PLANS $18,533.40 ↓ -84%
HUMANA HMOX - ALL OTHER PLANS HUMANA HMOX - ALL OTHER PLANS $21,000.00 ↓ -82%
ANTHEM PATH/HPN ANTHEM PATH/HPN $21,461.68 ↓ -81%
ANTHEM BHS1 ANTHEM BHS1 $22,823.88 ↓ -80%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $23,843.22 ↓ -79%
ANTHEM INDIV ON/OFF ANTHEM INDIV ON/OFF $23,843.22 ↓ -79%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $23,843.22 ↓ -79%
UHC ALL PAYER-ALL PLANS UHC ALL PAYER-ALL PLANS $24,278.75 ↓ -79%
AETNA NEW BUSINESS AETNA NEW BUSINESS $26,688.10 ↓ -77%
ANTHEM MCR SELECT ANTHEM MCR SELECT $30,357.71 ↓ -73%
AETNA UPS CUSTOM AETNA UPS CUSTOM $31,599.45 ↓ -72%
AETNA COMM-ALL OTHER PLANS AETNA COMM-ALL OTHER PLANS $34,638.92 ↓ -70%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $35,194.93 ↓ -69%
SIHO EXCLUSIVE NTWRK SIHO EXCLUSIVE NTWRK $46,333.50 ↓ -59%
SIHO DUAL NTWRK SIHO DUAL NTWRK $50,966.85 ↓ -55%
MULTIPLAN/PHCS-ALL PLANS MULTIPLAN/PHCS-ALL PLANS $50,966.85 ↓ -55%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $74,133.60 ↓ -35%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $77,960.75 ↓ -32%
MHS MCAID - ALL PLANS MHS MCAID - ALL PLANS $92,667.00 ↓ -19%
AETNA MCR ADV AETNA MCR ADV $92,667.00 ↓ -19%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $92,667.00 ↓ -19%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $92,667.00 ↓ -19%
ANTHEM MCR ADV ANTHEM MCR ADV $93,130.34 ↓ -19%
HUMANA MCR ADV HUMANA MCR ADV $97,300.35 ↓ -15%
AMBETTER EXH-ALL PLANS AMBETTER EXH-ALL PLANS $139,000.50 ↑ +22%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Indiana hospitals

Hospital City Cash price Negotiated range
Parkview DeKalb Hospital Auburn $37,548.50 not published
Parkview Logansport Hospital Logansport $37,548.52 not published
Parkview Wabash Hospital Wabash $37,548.52 not published
Parkview Regional Medical Center & Parkview Hospital Randallia Fort Wayne $37,548.52 not published
Parkview Huntington Hospital Huntington $37,548.50 not published
Parkview Noble Hospital Kendallville $37,548.50 not published
Parkview LaGrange Hospital Lagrange $37,548.52 not published
Parkview Whitley Hospital & Parkview Kosciusko Hospital Columbia City $37,548.52 not published

All Indiana hospitals for this procedure →