Hdr rdncl ntrstl/icav brchtx at Baptist Health Floyd
1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847
$9,768.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,024.08
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$279.59 with MHS MCAID - ALL PLANS vs $19,536.12 with AMBETTER EXH-ALL PLANS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS MCAID - ALL PLANS | MHS MCAID - ALL PLANS | $279.59 | ↓ -97% |
| HUMANA HMOX - ALL OTHER PLANS | HUMANA HMOX - ALL OTHER PLANS | $570.82 | ↓ -94% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $1,002.05 | ↓ -90% |
| CARESOURCE JUST4ME - ALL PLANS | CARESOURCE JUST4ME - ALL PLANS | $1,105.32 | ↓ -89% |
| ANTHEM BHS1 | ANTHEM BHS1 | $3,207.83 | ↓ -67% |
| AETNA NEW BUSINESS | AETNA NEW BUSINESS | $3,750.94 | ↓ -62% |
| ANTHEM PATH/HPN | ANTHEM PATH/HPN | $3,839.50 | ↓ -61% |
| ANTHEM MCR SELECT | ANTHEM MCR SELECT | $4,266.69 | ↓ -56% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $4,266.69 | ↓ -56% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $4,266.69 | ↓ -56% |
| ANTHEM INDIV ON/OFF | ANTHEM INDIV ON/OFF | $4,266.69 | ↓ -56% |
| AETNA UPS CUSTOM | AETNA UPS CUSTOM | $4,441.21 | ↓ -55% |
| AETNA COMM-ALL OTHER PLANS | AETNA COMM-ALL OTHER PLANS | $4,868.40 | ↓ -50% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $4,946.55 | ↓ -49% |
| UHC ALL PAYER-ALL PLANS | UHC ALL PAYER-ALL PLANS | $5,470.11 | ↓ -44% |
| SIHO EXCLUSIVE NTWRK | SIHO EXCLUSIVE NTWRK | $6,512.04 | ↓ -33% |
| MULTIPLAN/PHCS-ALL PLANS | MULTIPLAN/PHCS-ALL PLANS | $7,163.24 | ↓ -27% |
| SIHO DUAL NTWRK | SIHO DUAL NTWRK | $7,163.24 | ↓ -27% |
| SIHO PPO - ALL OTHER PLANS | SIHO PPO - ALL OTHER PLANS | $10,419.26 | ↑ +7% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $10,957.16 | ↑ +12% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $13,024.08 | ↑ +33% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $13,024.08 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $13,024.08 | ↑ +33% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $13,089.20 | ↑ +34% |
| HUMANA MCR ADV | HUMANA MCR ADV | $13,675.28 | ↑ +40% |
| AMBETTER EXH-ALL PLANS | AMBETTER EXH-ALL PLANS | $19,536.12 | ↑ +100% |
Visitor-reported prices
Comments
Hdr rdncl ntrstl/icav brchtx at other Indiana hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension St. Vincent Evansville (St. Mary's Health, Inc.) | IN 47750|10388 Warrick Wellness Trail Newburgh | $4,295.40 | $84.60 – $810.81 |
| Ascension St. Vincent Carmel Ambulatory Surgery Center | Carmel | $9,365.40 | $84.60 – $810.81 |
| Ascension St. Vincent Naab Surgery Center | Indianapolis | $9,365.40 | $84.60 – $810.81 |
| Ascension St. Vincent Anderson (St. Vincent Anderson Regional Hospital, Inc.) | Anderson | $9,925.20 | $84.60 – $810.81 |
| Parkview Regional Medical Center & Parkview Hospital Randallia | Fort Wayne | $5,509.00 | $736.88 – $1,105.32 |
| Ascension St. Vincent Kokomo (St. Joseph Hospital & Health Center, Inc.) | Kokomo | not published | $84.60 – $810.81 |
| Ascension St. Vincent Carmel (St. Vincent Carmel Hospital, Inc.) | Carmel | not published | $84.60 – $810.81 |
| Ascension St. Vincent Seton (St. Vincent Seton Specialty Hospital, Inc.) | Indianapolis | not published | $84.60 – $810.81 |