Gen, neuro, clo loop, rechg at Baptist Health Floyd
1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847
$226,535.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$302,047.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$41,641.50 with CIGNA - ALL PLANS vs $312,311.25 with AMBETTER EXH-ALL PLANS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $41,641.50 | ↓ -82% |
| ANTHEM PATH/HPN | ANTHEM PATH/HPN | $48,220.86 | ↓ -79% |
| ANTHEM BHS1 | ANTHEM BHS1 | $51,281.51 | ↓ -77% |
| ANTHEM INDIV ON/OFF | ANTHEM INDIV ON/OFF | $53,571.79 | ↓ -76% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $53,571.79 | ↓ -76% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $53,571.79 | ↓ -76% |
| UHC ALL PAYER-ALL PLANS | UHC ALL PAYER-ALL PLANS | $54,550.37 | ↓ -76% |
| AETNA NEW BUSINESS | AETNA NEW BUSINESS | $59,963.76 | ↓ -74% |
| ANTHEM MCR SELECT | ANTHEM MCR SELECT | $68,208.78 | ↓ -70% |
| AETNA UPS CUSTOM | AETNA UPS CUSTOM | $70,998.76 | ↓ -69% |
| AETNA COMM-ALL OTHER PLANS | AETNA COMM-ALL OTHER PLANS | $77,827.96 | ↓ -66% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $79,077.21 | ↓ -65% |
| SIHO EXCLUSIVE NTWRK | SIHO EXCLUSIVE NTWRK | $104,103.75 | ↓ -54% |
| SIHO DUAL NTWRK | SIHO DUAL NTWRK | $114,514.13 | ↓ -49% |
| MULTIPLAN/PHCS-ALL PLANS | MULTIPLAN/PHCS-ALL PLANS | $114,514.13 | ↓ -49% |
| SIHO PPO - ALL OTHER PLANS | SIHO PPO - ALL OTHER PLANS | $166,566.00 | ↓ -26% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $175,164.97 | ↓ -23% |
| MHS MCAID - ALL PLANS | MHS MCAID - ALL PLANS | $208,207.50 | ↓ -8% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $208,207.50 | ↓ -8% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $208,207.50 | ↓ -8% |
| AETNA MCR ADV | AETNA MCR ADV | $208,207.50 | ↓ -8% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $209,248.54 | ↓ -8% |
| HUMANA MCR ADV | HUMANA MCR ADV | $218,617.88 | ↓ -3% |
| AMBETTER EXH-ALL PLANS | AMBETTER EXH-ALL PLANS | $312,311.25 | ↑ +38% |