Contrast x-ray of elbow at Baptist Health Floyd

1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$3,232.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,309.41

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.44 with MHS MCAID - ALL PLANS vs $3,232.07 with AMBETTER EXH-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS MCAID - ALL PLANS MHS MCAID - ALL PLANS $51.44 ↓ -98%
HUMANA HMOX - ALL OTHER PLANS HUMANA HMOX - ALL OTHER PLANS $110.28 ↓ -97%
CIGNA - ALL PLANS CIGNA - ALL PLANS $176.49 ↓ -95%
UHC ALL PAYER-ALL PLANS UHC ALL PAYER-ALL PLANS $438.00 ↓ -86%
ANTHEM BHS1 ANTHEM BHS1 $530.71 ↓ -84%
CARESOURCE JUST4ME - ALL PLANS CARESOURCE JUST4ME - ALL PLANS $553.67 ↓ -83%
AETNA NEW BUSINESS AETNA NEW BUSINESS $620.56 ↓ -81%
ANTHEM PATH/HPN ANTHEM PATH/HPN $635.21 ↓ -80%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $705.88 ↓ -78%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $705.88 ↓ -78%
ANTHEM MCR SELECT ANTHEM MCR SELECT $705.88 ↓ -78%
ANTHEM INDIV ON/OFF ANTHEM INDIV ON/OFF $705.88 ↓ -78%
AETNA UPS CUSTOM AETNA UPS CUSTOM $734.76 ↓ -77%
AETNA COMM-ALL OTHER PLANS AETNA COMM-ALL OTHER PLANS $805.43 ↓ -75%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $818.36 ↓ -75%
SIHO EXCLUSIVE NTWRK SIHO EXCLUSIVE NTWRK $1,077.36 ↓ -67%
SIHO DUAL NTWRK SIHO DUAL NTWRK $1,185.09 ↓ -63%
MULTIPLAN/PHCS-ALL PLANS MULTIPLAN/PHCS-ALL PLANS $1,185.09 ↓ -63%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $1,723.77 ↓ -47%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $1,812.76 ↓ -44%
AETNA MCR ADV AETNA MCR ADV $2,154.71 ↓ -33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $2,154.71 ↓ -33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $2,154.71 ↓ -33%
ANTHEM MCR ADV ANTHEM MCR ADV $2,165.48 ↓ -33%
HUMANA MCR ADV HUMANA MCR ADV $2,262.45 ↓ -30%
AMBETTER EXH-ALL PLANS AMBETTER EXH-ALL PLANS $3,232.07 ↑ +0%

Visitor-reported prices

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Contrast x-ray of elbow at other Indiana hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent Evansville (St. Mary's Health, Inc.) IN 47750|10388 Warrick Wellness Trail Newburgh $478.80 $12.83 – $213.54
Ascension St. Vincent Kokomo (St. Joseph Hospital & Health Center, Inc.) Kokomo $903.60 $12.83 – $213.54
Ascension St. Vincent Carmel (St. Vincent Carmel Hospital, Inc.) Carmel $903.60 $12.83 – $213.54
Ascension St. Vincent Carmel Ambulatory Surgery Center Carmel $903.60 $12.83 – $213.54
Ascension St. Vincent Naab Surgery Center Indianapolis $903.60 $12.83 – $213.54
Ascension St. Vincent Randolph (St. Vincent Randolph Hospital, Inc.) Winchester $751.20 $12.83 – $213.54
Ascension St. Vincent Mercy (St. Vincent Madison County Health System, Inc.) Elwood $1,402.80 $12.83 – $213.54
Ascension St. Vincent Jennings (St. Vincent Jennings Hospital, Inc.) Vernon $1,359.60 $12.83 – $213.54

All Indiana hospitals for this procedure →