Bone marrow biopsyneedle/trocar 38221 at Baptist Health Floyd

1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$11,368.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$15,158.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,522.00 with UHC ALL PAYER-ALL PLANS vs $22,737.93 with AMBETTER EXH-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC ALL PAYER-ALL PLANS UHC ALL PAYER-ALL PLANS $2,522.00 ↓ -78%
CARESOURCE JUST4ME - ALL PLANS CARESOURCE JUST4ME - ALL PLANS $2,621.12 ↓ -77%
CIGNA - ALL PLANS CIGNA - ALL PLANS $2,694.00 ↓ -76%
HUMANA HMOX - ALL OTHER PLANS HUMANA HMOX - ALL OTHER PLANS $3,643.00 ↓ -68%
ANTHEM BHS1 ANTHEM BHS1 $3,733.57 ↓ -67%
AETNA NEW BUSINESS AETNA NEW BUSINESS $4,365.68 ↓ -62%
ANTHEM PATH/HPN ANTHEM PATH/HPN $4,468.76 ↓ -61%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $4,965.96 ↓ -56%
ANTHEM MCR SELECT ANTHEM MCR SELECT $4,965.96 ↓ -56%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $4,965.96 ↓ -56%
ANTHEM INDIV ON/OFF ANTHEM INDIV ON/OFF $4,965.96 ↓ -56%
AETNA UPS CUSTOM AETNA UPS CUSTOM $5,169.09 ↓ -55%
AETNA COMM-ALL OTHER PLANS AETNA COMM-ALL OTHER PLANS $5,666.29 ↓ -50%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $5,757.24 ↓ -49%
SIHO EXCLUSIVE NTWRK SIHO EXCLUSIVE NTWRK $7,579.31 ↓ -33%
SIHO DUAL NTWRK SIHO DUAL NTWRK $8,337.24 ↓ -27%
MULTIPLAN/PHCS-ALL PLANS MULTIPLAN/PHCS-ALL PLANS $8,337.24 ↓ -27%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $12,126.90 ↑ +7%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $12,752.95 ↑ +12%
MHS MCAID - ALL PLANS MHS MCAID - ALL PLANS $15,158.62 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $15,158.62 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $15,158.62 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $15,158.62 ↑ +33%
ANTHEM MCR ADV ANTHEM MCR ADV $15,234.41 ↑ +34%
HUMANA MCR ADV HUMANA MCR ADV $15,916.55 ↑ +40%
AMBETTER EXH-ALL PLANS AMBETTER EXH-ALL PLANS $22,737.93 ↑ +100%

Visitor-reported prices

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Bone marrow biopsyneedle/trocar 38221 at other Indiana hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent Evansville (St. Mary's Health, Inc.) IN 47750|10388 Warrick Wellness Trail Newburgh $972.00 $21.80 – $1,416.85
Ascension St. Vincent Kokomo (St. Joseph Hospital & Health Center, Inc.) Kokomo $1,332.60 $14.40 – $1,416.85
Ascension St. Vincent Carmel (St. Vincent Carmel Hospital, Inc.) Carmel $792.00 $21.80 – $1,285.51
Ascension St. Vincent Carmel Ambulatory Surgery Center Carmel $792.00 $14.40 – $1,285.51
Ascension St. Vincent Naab Surgery Center Indianapolis $792.00 $14.40 – $1,285.51
Ascension St. Vincent Seton (St. Vincent Seton Specialty Hospital, Inc.) Indianapolis $792.00 $21.80 – $1,285.51
Ascension St. Vincent Anderson (St. Vincent Anderson Regional Hospital, Inc.) Anderson $936.60 $14.40 – $1,416.85
Ascension St. Vincent Fishers (St. Vincent Fishers Hospital, Inc.) Fishers $792.00 $21.80 – $1,285.51

All Indiana hospitals for this procedure →