Bld prd mix at Baptist Health Floyd

1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$224.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$299.83

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.53 with CIGNA - ALL PLANS vs $421.86 with AMBETTER EXH-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA - ALL PLANS CIGNA - ALL PLANS $1.53 ↓ -99%
ANTHEM PATH/HPN ANTHEM PATH/HPN $14.76 ↓ -93%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $14.76 ↓ -93%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $14.76 ↓ -93%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $14.76 ↓ -93%
ANTHEM INDIV ON/OFF ANTHEM INDIV ON/OFF $14.76 ↓ -93%
MHS MCAID - ALL PLANS MHS MCAID - ALL PLANS $26.03 ↓ -88%
HUMANA HMOX - ALL OTHER PLANS HUMANA HMOX - ALL OTHER PLANS $30.45 ↓ -86%
ANTHEM BHS1 ANTHEM BHS1 $69.27 ↓ -69%
AETNA NEW BUSINESS AETNA NEW BUSINESS $81.00 ↓ -64%
ANTHEM MCR SELECT ANTHEM MCR SELECT $92.13 ↓ -59%
AETNA UPS CUSTOM AETNA UPS CUSTOM $95.90 ↓ -57%
AETNA COMM-ALL OTHER PLANS AETNA COMM-ALL OTHER PLANS $105.13 ↓ -53%
SIHO EXCLUSIVE NTWRK SIHO EXCLUSIVE NTWRK $140.62 ↓ -37%
MULTIPLAN/PHCS-ALL PLANS MULTIPLAN/PHCS-ALL PLANS $154.68 ↓ -31%
SIHO DUAL NTWRK SIHO DUAL NTWRK $154.68 ↓ -31%
UHC ALL PAYER-ALL PLANS UHC ALL PAYER-ALL PLANS $205.63 ↓ -9%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $224.99 ↑ +0%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $236.61 ↑ +5%
CARESOURCE JUST4ME - ALL PLANS CARESOURCE JUST4ME - ALL PLANS $270.38 ↑ +20%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $281.24 ↑ +25%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $281.24 ↑ +25%
AETNA MCR ADV AETNA MCR ADV $281.24 ↑ +25%
ANTHEM MCR ADV ANTHEM MCR ADV $282.65 ↑ +26%
HUMANA MCR ADV HUMANA MCR ADV $295.30 ↑ +31%
AMBETTER EXH-ALL PLANS AMBETTER EXH-ALL PLANS $421.86 ↑ +88%

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