Aqua therapy w/exercise/ea 15 min 97113 at Baptist Health Floyd

1850 State St, New Albany, IN · Baptisthealth · · NPI 1497798847

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$357.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$476.46

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.43 with ANTHEM INDIV ON/OFF vs $714.69 with AMBETTER EXH-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM INDIV ON/OFF ANTHEM INDIV ON/OFF $34.43 ↓ -90%
ANTHEM PATH/HPN ANTHEM PATH/HPN $34.43 ↓ -90%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $34.43 ↓ -90%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $34.43 ↓ -90%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $34.43 ↓ -90%
HUMANA HMOX - ALL OTHER PLANS HUMANA HMOX - ALL OTHER PLANS $36.33 ↓ -90%
CARESOURCE JUST4ME - ALL PLANS CARESOURCE JUST4ME - ALL PLANS $53.09 ↓ -85%
ANTHEM BHS1 ANTHEM BHS1 $117.35 ↓ -67%
AETNA NEW BUSINESS AETNA NEW BUSINESS $137.22 ↓ -62%
ANTHEM MCR SELECT ANTHEM MCR SELECT $156.09 ↓ -56%
AETNA UPS CUSTOM AETNA UPS CUSTOM $162.47 ↓ -55%
CIGNA - ALL PLANS CIGNA - ALL PLANS $167.00 ↓ -53%
AETNA COMM-ALL OTHER PLANS AETNA COMM-ALL OTHER PLANS $178.10 ↓ -50%
SIHO EXCLUSIVE NTWRK SIHO EXCLUSIVE NTWRK $238.23 ↓ -33%
MULTIPLAN/PHCS-ALL PLANS MULTIPLAN/PHCS-ALL PLANS $262.05 ↓ -27%
SIHO DUAL NTWRK SIHO DUAL NTWRK $262.05 ↓ -27%
UHC ALL PAYER-ALL PLANS UHC ALL PAYER-ALL PLANS $296.00 ↓ -17%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $381.17 ↑ +7%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $400.85 ↑ +12%
MHS MCAID - ALL PLANS MHS MCAID - ALL PLANS $476.46 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $476.46 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $476.46 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $476.46 ↑ +33%
ANTHEM MCR ADV ANTHEM MCR ADV $478.84 ↑ +34%
HUMANA MCR ADV HUMANA MCR ADV $500.28 ↑ +40%
AMBETTER EXH-ALL PLANS AMBETTER EXH-ALL PLANS $714.69 ↑ +100%

Visitor-reported prices

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