Albumin body fluid quantitative each specimen at Ascension St. Vincent Heart Center (St. Vincent Heart Center of Indiana, LLC)

10580 N Meridian Street, Carmel, IN · Ascension · · NPI 1982681748

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

$105.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$176.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.65 with SMARTHEALTH PPO vs $17.74 with HUMANA CHOICECARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SMARTHEALTH PPO 2911_SMARTHEALTH PPO 20170101 $2.65 ↓ -97%
SMARTHEALTH PPO/HDHP 20161001 1440_SMARTHEALTH PPO/HDHP 20161001 $2.65 ↓ -97%
PATOKA VALLEY TIER 2 9415_PAKOTA VALLEY TIER 2 VEIN 20250101 $2.93 ↓ -97%
PATOKA VALLEY TIER 2 9413_PAKOTA VALLEY TIER 2 20250101 $2.93 ↓ -97%
ANTHEM TRADITIONAL 9408_ANTHEM TRADITIONAL VEIN 20250101 $2.93 ↓ -97%
ANTHEM PATHWAY 9404_ANTHEM PATHWAY VEIN 20250101 $2.93 ↓ -97%
ANTHEM HEALTHSYNC POS 9401_ANTHEM HEALTHSYNC POS VEIN 20250101 $2.93 ↓ -97%
ANTHEM PATHWAY X 9405_ANTHEM PATHWAY X VEIN 20250101 $2.93 ↓ -97%
ANTHEM PPO PREFERRED 9406_ANTHEM PREFERRED VEIN 20250101 $2.93 ↓ -97%
ANTHEM SHORT TERM LIMITED DURATION 9407_ANTHEM SHORT TERM LIMITED DURATION VEIN 20250101 $2.93 ↓ -97%
PATOKA VALLEY TIER 1 9410_PAKOTA VALLEY TIER 1 VEIN 20250101 $2.93 ↓ -97%
PATOKA VALLEY TIER 1 9412_PAKOTA VALLEY TIER 1 20250101 $2.93 ↓ -97%
ANTHEM HEALTHSYNC HMO 9399_ANTHEM HEALTHSYNC HMO VEIN 20250101 $2.93 ↓ -97%
ANTHEM HMO/POS 9403_ANTHEM HMO POS VEIN 20250101 $2.93 ↓ -97%
ENCORE EXCLUSIVE 9409_ENCORE EXCUSIVE VEIN 20250101 $2.93 ↓ -97%
UHC 9470_UNITED HEALTHCARE VEIN 20250101 $4.34 ↓ -96%
UHC SELF 6575_UNITED HEALTH CARE SELF FUNDED NON-CONTRACTED VEIN 20221002 $4.34 ↓ -96%
ANTHEM BEHAVIORAL 4090_ANTHEM BEHAVIORAL MEDICAID REPLACEMENT OUTPATIENT 20200201 $6.83 ↓ -94%
ANTHEM CARE CONNECT 8255_ANTHEM CONNECT MEDICAID REPLACEMENT OUTPATIENT 20240101 $6.83 ↓ -94%
ANTHEM MEDICAID 7373_ANTHEM MEDICAID REPLACEMENT OUTPATIENT 20230101 $7.04 ↓ -93%
MEDICAID ADVANTAGE 8723_MEDICAID REPLACEMENT OUTPATIENT 20240401 $7.78 ↓ -93%
MEDICAID REPLACEMENT ASC OUTPATIENT 20250101 9365_MEDICAID REPLACEMENT ASC OUTPATIENT 20250101 $7.78 ↓ -93%
ANTHEM CARE CONNECT 8879_ANTHEM CONNECT MEDICAID REPLACEMENT ASC OUTPATIENT 20240401 $7.78 ↓ -93%
MDWISE HOOSIER ALLIANCE MEDICAID 8256_MDWISE MEDICAID REPLACEMENT OUTPATIENT 20240101 $7.78 ↓ -93%
MDWISE HOOSIER ALLIANCE MEDICAID 9347_MDWISE MEDICAID REPLACEMENT ASC OUTPATIENT 20250101 $7.78 ↓ -93%
MHS CARE CONNECT 8257_MHS CONNECT MEDICAID REPLACEMENT OUTPATIENT 20240101 $7.78 ↓ -93%
MHS CARE CONNECT 8877_MHS CONNECT MEDICAID REPLACEMENT ASC OUTPATIENT 20240401 $7.78 ↓ -93%
HUMANA CHOICE 1 NETWORK 8829_HUMANA CHOICE CARE NETWORK VEIN 20241001 $17.74 ↓ -83%
HUMANA CHOICECARE 8830_HUMANA CHOICE CARE VEIN 20241001 $17.74 ↓ -83%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Albumin body fluid quantitative each specimen at other Indiana hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent Carmel (St. Vincent Carmel Hospital, Inc.) Carmel $105.60 $2.65 – $17.74
Ascension St. Vincent Carmel Ambulatory Surgery Center Carmel $105.60 $2.65 – $17.74
Ascension St. Vincent Evansville (St. Mary's Health, Inc.) IN 47750|10388 Warrick Wellness Trail Newburgh $67.20 $2.65 – $17.74
Ascension St. Vincent Kokomo (St. Joseph Hospital & Health Center, Inc.) Kokomo $99.60 $2.65 – $17.74
Ascension St. Vincent Naab Surgery Center Indianapolis $105.60 $2.65 – $17.74
Ascension St. Vincent Seton (St. Vincent Seton Specialty Hospital, Inc.) Indianapolis $105.60 $2.65 – $17.74
Ascension St. Vincent Salem (St. Vincent Salem Hospital, Inc.) Salem $109.20 $2.65 – $17.74
Ascension St. Vincent Randolph (St. Vincent Randolph Hospital, Inc.) Winchester $119.40 $2.65 – $17.74

All Indiana hospitals for this procedure →