Fetal non stress test at MercyOne Genesis Silvis Medical Center

801 Illini Drive, Silvis, IL · MercyOne · · NPI 1427132604

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$376.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$627.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.32 with Midlands Choice vs $589.60 with UHC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Midlands Choice All Products $111.32 ↓ -70%
Wellmark All Products $194.37 ↓ -48%
Wellmark Medicare Advantage $209.70 ↓ -44%
Naphcare All Products $293.59 ↓ -22%
Oscar All Products $314.56 ↓ -16%
UHC PPO $567.99 ↑ +51%
UHC HMO $589.60 ↑ +57%

Visitor-reported prices

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Fetal non stress test at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Aledo Medical Center Aledo $376.20 $102.00 – $294.69
Uchicago Medicine Adventhealth Hinsdale Hinsdale $118.75 $212.10 – $350.97
Advocate Christ Medical Center Oak Lawn $450.00 $304.07 – $720.00
Advocate Condell Medical Center Libertyville $450.00 $304.07 – $720.00
Advocate Good Samaritan Hospital Downers Grove $450.00 $304.07 – $720.00
UnityPoint Health - Trinity Moline Rock Island $324.12 $17.87 – $178.67
Uchicago Medicine Adventhealth La Grange La Grange $118.75 $212.10 – $350.97
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $453.75 $216.65 – $227.48

All Illinois hospitals for this procedure →