Emg 3 ext w-w/o paraspinal area 95863 at MercyOne Genesis Silvis Medical Center
801 Illini Drive, Silvis, IL · MercyOne · · NPI 1427132604
$352.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$587.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$131.95 with Wellmark vs $524.78 with UHC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark | All Products | $131.95 | ↓ -63% |
| Wellmark | Medicare Advantage | $163.10 | ↓ -54% |
| Naphcare | All Products | $228.34 | ↓ -35% |
| Oscar | All Products | $244.65 | ↓ -31% |
| UHC | PPO | $503.19 | ↑ +43% |
| Midlands Choice | All Products | $507.84 | ↑ +44% |
| UHC | HMO | $524.78 | ↑ +49% |
Visitor-reported prices
Comments
Emg 3 ext w-w/o paraspinal area 95863 at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Aledo Medical Center | Aledo | $331.20 | $357.36 – $2,970.16 |
| Advocate Christ Medical Center | Oak Lawn | $515.00 | $236.49 – $1,679.00 |
| Advocate Condell Medical Center | Libertyville | $515.00 | $236.49 – $1,255.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $515.00 | $236.49 – $1,679.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $464.00 | $89.87 – $246.07 |
| Advocate Illinois Masonic Medical Center | Chicago | $515.00 | $236.49 – $1,679.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $515.00 | $236.49 – $1,679.00 |
| Advocate South Suburban Hospital | Hazel Crest | $515.00 | $236.49 – $1,679.00 |