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Chest CT scan (with and without contrast) at MercyOne Genesis Silvis Medical Center

801 Illini Drive, Silvis, IL · MercyOne · · NPI 1427132604

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,603.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,672.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.00 with UHC vs $2,458.24 with Midlands Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC HMO $1.00 ↓ -100%
UHC PPO $1.00 ↓ -100%
Wellmark Medicare Advantage $185.57 ↓ -88%
Naphcare All Products $259.80 ↓ -84%
Oscar All Products $278.36 ↓ -83%
Wellmark All Products $315.57 ↓ -80%
Midlands Choice All Products $2,458.24 ↑ +53%

Visitor-reported prices

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Chest CT scan (with and without contrast) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Aledo Medical Center Aledo $1,603.20 $201.32 – $1,255.84
Advocate Christ Medical Center Oak Lawn $1,275.00 $269.08 – $2,040.00
Advocate Condell Medical Center Libertyville $1,815.00 $269.08 – $2,904.00
Advocate Good Samaritan Hospital Downers Grove $1,285.00 $269.08 – $2,056.00
UnityPoint Health - Trinity Moline Rock Island $2,318.36 $54.61 – $1,278.00
Advocate Illinois Masonic Medical Center Chicago $1,385.00 $269.08 – $2,216.00
Advocate Sherman Hospital Elgin $2,365.00 $269.08 – $4,257.00
Advocate Childrens Hospital - Park Ridge Park Ridge $1,975.00 $269.08 – $3,160.00

All Illinois hospitals for this procedure →