ER Visit (level 5, high severity) at Northwestern Medicine Valley West Hospital
1302 N. Main Street, Sandwich, IL · Nm · · NPI 1184705931
$10,081.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,401.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$69.25 with CIGNA HEALTHSPRING SPECIALCARE OF IL [1608] vs $5,049.00 with FIRST HEALTH PLAN [6034] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA HEALTHSPRING SPECIALCARE OF IL [1608] | VWH ILLINOIS MEDICAID | $69.25 | ↓ -99% |
| BLUE CROSS MEDICAID [1612] | VWH ILLINOIS MEDICAID | $69.25 | ↓ -99% |
| COUNTYCARE IL COOK CO [1607] | VWH ILLINOIS MEDICAID | $69.25 | ↓ -99% |
| HEALTH ALLIANCE MEDICAID [1310] | VWH ILLINOIS MEDICAID | $69.25 | ↓ -99% |
| MERIDIAN HEALTH PLAN HMO [1604] | VWH ILLINOIS MEDICAID | $69.25 | ↓ -99% |
| FAMILY HEALTH NETWORK HMO [1610] | VWH ILLINOIS MEDICAID | $69.25 | ↓ -99% |
| ALTERNATE HUMANA MEDICARE ADV [2409] | VWH MEDICARE | $959.31 | ↓ -90% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | VWH BLUE CROSS MEDICARE ADVT | $959.31 | ↓ -90% |
| GLOBAL EXCEL [1712] | VWH MEDICARE | $959.31 | ↓ -90% |
| AETNA HEALTH PLAN [171] | VWH AETNA NM EMPLOYEES | $1,282.45 | ↓ -87% |
| AETNA HEALTH PLAN [171] | VWH AETNA IL PREFERRED | $1,757.05 | ↓ -83% |
| HEALTH'S FINEST NETWORK [126] | VWH HFN NMH TIER ONE | $2,272.05 | ↓ -77% |
| CIGNA HEALTH PLAN [178] | VWH CIGNA ALTERNATIVE | $2,287.20 | ↓ -77% |
| UNITED HEALTHCARE [158] | VWH UHC CORE | $2,429.00 | ↓ -76% |
| CIGNA HEALTH PLAN [178] | VWH CIGNA BROAD | $2,438.67 | ↓ -76% |
| THE ALLIANCE [1703] | VWH THE ALLIANCE | $2,744.13 | ↓ -73% |
| BLUE CROSS BLUE SHIELD [1401] | VWH BCBS PAR/INDEMNITY ADP | $2,822.39 | ↓ -72% |
| BLUE CROSS BLUE SHIELD [1401] | VWH BCBS BLUECHOICE OPTIONS | $3,049.60 | ↓ -70% |
| BLUE CROSS BLUE SHIELD [1401] | VWH BCBS BLUECHOICE SELECT | $3,049.60 | ↓ -70% |
| BLUE CROSS BLUE SHIELD [1401] | VWH BCBS BLUECHOICE PREFERRED | $3,180.87 | ↓ -68% |
| UNITED HEALTHCARE [158] | VWH UHC HMO/PPO | $3,238.00 | ↓ -68% |
| ALTERNATE BLUE CROSS [1402] | VWH BCBS HMO | $3,289.42 | ↓ -67% |
| BLUE CROSS BLUE SHIELD [1401] | VWH BCBS HMO | $3,289.42 | ↓ -67% |
| AETNA HEALTH PLAN [171] | VWH AETNA | $3,302.05 | ↓ -67% |
| CHOICECARE [177] | VWH CHOICE CARE | $3,403.03 | ↓ -66% |
| AETNA HEALTH PLAN [171] | VWH AETNA ASA | $3,498.96 | ↓ -65% |
| HEALTHLINK [125] | VWH SEIU HEALTHLINK | $3,786.75 | ↓ -62% |
| MULTIPLAN/PHCS [142] | VWH PHCS | $4,039.20 | ↓ -60% |
| ALTERNATE BLUE CROSS [1402] | VWH BCBS PPO | $4,125.03 | ↓ -59% |
| BLUE CROSS BLUE SHIELD [1401] | VWH BCBS PPO | $4,125.03 | ↓ -59% |
| HEALTH'S FINEST NETWORK [126] | VWH HFN | $4,291.65 | ↓ -57% |
| MULTIPLAN/PHCS [142] | VWH MULTIPLAN | $4,417.88 | ↓ -56% |
| MULTIPLAN/PHCS [142] | VWH NON-CONTRACTED PAYORS | $5,049.00 | ↓ -50% |
| FIRST HEALTH PLAN [6034] | VWH NON-CONTRACTED PAYORS | $5,049.00 | ↓ -50% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $4,962.60 | $317.44 – $808.48 |
| MercyOne Genesis Aledo Medical Center | Aledo | $899.40 | $327.00 – $674.55 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $997.50 | $624.78 – $1,033.86 |
| Advocate Christ Medical Center | Oak Lawn | $1,690.00 | $926.71 – $4,020.00 |
| Northwestern Memorial Hospital | Chicago | $10,081.05 | not published |
| Advocate Condell Medical Center | Libertyville | $1,505.00 | $926.71 – $2,869.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $2,040.00 | $926.71 – $4,020.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $1,508.39 | $21.67 – $476.97 |