Treatment of thigh fracture at OSF Saint Anthony Medical Center
5666 East State Street, Rockford, IL · Osfhealthcare · · NPI 1790739977
$1,748.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,914.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$693.00 with UnitedHealthCare vs $6,031.04 with The Alliance — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UnitedHealthCare | All Commercial Plans | $693.00 | ↓ -60% |
| Humana | All Commercial Plans | $876.44 | ↓ -50% |
| Caterpillar | All Commercial Plans | $1,468.00 | ↓ -16% |
| Health Alliance Plan | Medicare Managed Care Plan | $1,723.15 | ↓ -1% |
| Aetna | Medicare Managed Care Plan | $1,740.39 | ↓ -0% |
| BCBS | Medicare Managed Care Plan | $1,757.62 | ↑ +1% |
| Zing | Medicare Managed Care Plan | $1,809.31 | ↑ +3% |
| The Alliance | All Commercial Plans | $6,031.04 | ↑ +245% |
Visitor-reported prices
Comments
Treatment of thigh fracture at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $1,540.00 | $1,213.52 – $3,203.13 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,939.20 | $721.63 – $1,917.22 |
| OSF Saint Elizabeth Medical Center | Ottawa | $1,854.60 | $1,723.15 – $1,757.62 |
| HSHS St. Joseph's Hospital | HIGHLAND | $3,925.44 | $927.84 – $5,452.00 |
| HSHS St. Joseph's Hospital | Breese | $4,079.52 | $398.66 – $5,666.00 |
| HSHS St. Anthony's Memorial Hospital | Mattoon | $3,410.64 | $418.59 – $4,737.00 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $478.73 – $2,502.45 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $1,296.52 – $1,761.03 |