Removal of implant deep at OSF Saint Anthony Medical Center
5666 East State Street, Rockford, IL · Osfhealthcare · · NPI 1790739977
$5,089.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,482.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$654.18 with Humana vs $10,894.61 with The Alliance — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | All Commercial Plans | $654.18 | ↓ -87% |
| Health Alliance Plan | Medicare Managed Care Plan | $3,112.75 | ↓ -39% |
| Aetna | Medicare Managed Care Plan | $3,143.87 | ↓ -38% |
| BCBS | Medicare Managed Care Plan | $3,175.00 | ↓ -38% |
| Zing | Medicare Managed Care Plan | $3,268.38 | ↓ -36% |
| Caterpillar | All Commercial Plans | $5,243.00 | ↑ +3% |
| UnitedHealthCare | All Commercial Plans | $5,543.00 | ↑ +9% |
| The Alliance | All Commercial Plans | $10,894.61 | ↑ +114% |
Visitor-reported prices
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Removal of implant deep at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $1,170.00 | $1,794.00 – $2,354.49 |
| MercyOne Genesis Aledo Medical Center | Aledo | $1,170.00 | $2,970.16 – $2,970.16 |
| Advocate Condell Medical Center | Libertyville | $3,815.00 | $3,006.22 – $8,003.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,570.22 | $379.59 – $2,226.56 |
| Advocate Illinois Masonic Medical Center | Chicago | $3,390.00 | $2,671.32 – $12,362.00 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $3,436.80 | $1,678.00 – $5,789.71 |
| OSF Saint Elizabeth Medical Center | Ottawa | $3,738.00 | $3,112.75 – $3,175.00 |
| OSF Saint Francis Medical Center | Peoria | $5,035.80 | $654.18 – $10,582.16 |