Nasal endoscopy with removal of nasal foreign body at OSF Saint Anthony Medical Center
5666 East State Street, Rockford, IL · Osfhealthcare · · NPI 1790739977
$353.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$589.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$253.81 with Health Alliance Plan vs $1,468.00 with Caterpillar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Alliance Plan | Medicare Managed Care Plan | $253.81 | ↓ -28% |
| Aetna | Medicare Managed Care Plan | $256.35 | ↓ -27% |
| BCBS | Medicare Managed Care Plan | $258.89 | ↓ -27% |
| Zing | Medicare Managed Care Plan | $266.50 | ↓ -25% |
| Humana | All Commercial Plans | $418.00 | ↑ +18% |
| UnitedHealthCare | All Commercial Plans | $693.00 | ↑ +96% |
| The Alliance | All Commercial Plans | $888.34 | ↑ +151% |
| Caterpillar | All Commercial Plans | $1,468.00 | ↑ +315% |
Visitor-reported prices
Comments
Nasal endoscopy with removal of nasal foreign body at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $420.20 | not published |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $420.20 | $253.81 – $266.50 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $79.80 | $253.81 – $472.09 |
| OSF Saint Elizabeth Medical Center | Ottawa | $148.20 | $253.81 – $258.89 |
| OSF Saint Francis Medical Center | Peoria | $101.40 | $253.81 – $862.87 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $242.07 – $363.11 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $232.22 – $3,790.47 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $248.48 – $411.18 |