healthcosts.net
Treatment of choroid lesion at UnityPoint Health - Trinity Moline
2701 17th St, Rock Island, IL · UnityPoint Health · · NPI 1316047632
$2,641.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,302.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$426.79 with Iowa Total Care vs $1,439.66 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $426.79 | ↓ -84% |
| Health Alliance | Medicare Advantage | $447.60 | ↓ -83% |
| Blue Cross and Blue Shield | Medicare Advantage | $447.60 | ↓ -83% |
| Aetna | Medicare Advantage | $447.60 | ↓ -83% |
| Ambetter | HMO | $447.60 | ↓ -83% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $456.55 | ↓ -83% |
| Humana | Medicare Advantage | $469.98 | ↓ -82% |
| United Healthcare | Medicare Advantage | $469.98 | ↓ -82% |
| Amerivantage | Medicare Advantage | $469.98 | ↓ -82% |
| Molina Medicare Options & Molina | MMAI Medicare Advantage | $469.98 | ↓ -82% |
| Meridian Health Plan | Medicare Advantage | $469.98 | ↓ -82% |
| BC Illinois Community | MMAI (Medicare-Medicaid) | $537.56 | ↓ -80% |
| Blue Cross and Blue Shield | POS | $788.29 | ↓ -70% |
| Health Partners Open Network | Commercial | $796.86 | ↓ -70% |
| Wellmark UPH Self-Funded | Commercial | $883.22 | ↓ -67% |
| Blue Cross and Blue Shield | PPO | $883.22 | ↓ -67% |
| Wellmark Blue Cross and Blue Shield | HMO | $933.10 | ↓ -65% |
| Aetna | HMO | $1,093.65 | ↓ -59% |
| Cigna/Midlands | Commercial | $1,201.91 | ↓ -55% |
| Aetna | PPO | $1,330.90 | ↓ -50% |
| United Healthcare | HMO | $1,439.66 | ↓ -46% |
| United Healthcare | PPO | $1,439.66 | ↓ -46% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Aetna Better Health | Managed Care | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Molina Healthcare | Managed Medicaid | not published by hospital | — |
| Meridian Health Plan | Managed Medicaid | not published by hospital | — |
| Blue Cross and Blue Shield | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Treatment of choroid lesion at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $571.87 – $857.81 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $548.60 – $2,734.41 |
| Advocate Christ Medical Center | Oak Lawn | not published | $829.21 – $6,071.00 |
| Advocate Condell Medical Center | Libertyville | not published | $829.21 – $4,681.00 |
| Advocate Good Samaritan Hospital | Downers Grove | not published | $829.21 – $6,071.00 |