Implant cochlear osia osi300 at UnityPoint Health - Trinity Moline
2701 17th St, Rock Island, IL · UnityPoint Health · · NPI 1316047632
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,851.00 with United Healthcare vs $9,188.61 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $2,851.00 | — |
| United Healthcare | PPO | $2,851.00 | — |
| BC Illinois Community | MMAI (Medicare-Medicaid) | $3,580.32 | — |
| Blue Cross and Blue Shield | POS | $3,580.32 | — |
| Wellmark UPH Self-Funded | Commercial | $4,262.29 | — |
| Blue Cross and Blue Shield | PPO | $4,262.29 | — |
| Wellmark Blue Cross and Blue Shield | HMO | $5,714.69 | — |
| Blue Cross and Blue Shield | Medicare Advantage | $5,742.88 | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $5,857.74 | — |
| Aetna | Medicare Advantage | $5,857.74 | — |
| Health Alliance | Medicare Advantage | $5,857.74 | — |
| Molina Medicare Options & Molina | MMAI Medicare Advantage | $5,857.74 | — |
| Health Partners Open Network | Commercial | $5,903.04 | — |
| United Healthcare | Medicare Advantage | $6,030.02 | — |
| Humana | Medicare Advantage | $6,030.02 | — |
| Meridian Health Plan | Medicare Advantage | $6,030.02 | — |
| Amerivantage | Medicare Advantage | $6,030.02 | — |
| Aetna | HMO | $6,388.84 | — |
| Aetna | PPO | $6,388.84 | — |
| Cigna/Midlands | Commercial | $7,254.98 | — |
| Ambetter | HMO | $9,188.61 | — |
Visitor-reported prices
Comments
Implant cochlear osia osi300 at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $8,783.41 | $1,311.31 – $11,026.33 |
| Northwestern Memorial Hospital | Chicago | $26,068.37 | not published |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $8,531.56 | $5,955.03 – $13,650.49 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $26,068.37 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $14,572.62 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $2,731.10 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $56,469.78 | not published |
| Northwestern Medicine McHenry Hospital | McHenry | $11,156.63 | not published |