healthcosts.net
ER Visit (level 3) at UnityPoint Health - Trinity Moline
2701 17th St, Rock Island, IL · UnityPoint Health · · NPI 1316047632
$643.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$804.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$21.67 with Medica Exchange Inspire vs $215.41 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $21.67 | ↓ -97% |
| Medica Exchange Insure | Commercial | $24.26 | ↓ -96% |
| Cigna/Midlands | Commercial | $28.99 | ↓ -95% |
| Aetna | Medicare Advantage | $64.46 | ↓ -90% |
| Ambetter | HMO | $64.46 | ↓ -90% |
| Blue Cross and Blue Shield | Medicare Advantage | $64.46 | ↓ -90% |
| Health Alliance | Medicare Advantage | $64.46 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $65.75 | ↓ -90% |
| Amerivantage | Medicare Advantage | $67.68 | ↓ -89% |
| Humana | Medicare Advantage | $67.68 | ↓ -89% |
| Meridian Health Plan | Medicare Advantage | $67.68 | ↓ -89% |
| Molina Medicare Options & Molina | MMAI Medicare Advantage | $67.68 | ↓ -89% |
| United Healthcare | Medicare Advantage | $67.68 | ↓ -89% |
| BC Illinois Community | MMAI (Medicare-Medicaid) | $77.52 | ↓ -88% |
| Blue Cross and Blue Shield | POS | $77.52 | ↓ -88% |
| Blue Cross and Blue Shield | PPO | $92.29 | ↓ -86% |
| Wellmark UPH Self-Funded | Commercial | $92.29 | ↓ -86% |
| Health Partners Open Network | Commercial | $105.08 | ↓ -84% |
| Wellmark Blue Cross and Blue Shield | HMO | $116.30 | ↓ -82% |
| Aetna | HMO | $120.63 | ↓ -81% |
| Aetna | PPO | $120.63 | ↓ -81% |
| United Healthcare | HMO | $145.66 | ↓ -77% |
| United Healthcare | PPO | $145.66 | ↓ -77% |
| Iowa Total Care | Managed Medicaid | $215.41 | ↓ -67% |
| Molina Healthcare | Managed Medicaid | not published by hospital | — |
| Meridian Health Plan | Managed Medicaid | not published by hospital | — |
| Blue Cross and Blue Shield | Managed Medicaid | not published by hospital | — |
| Aetna Better Health | Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 3) at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $448.20 | $142.40 – $362.68 |
| MercyOne Genesis Aledo Medical Center | Aledo | $448.20 | $134.00 – $312.63 |
| Advocate Christ Medical Center | Oak Lawn | $660.00 | $418.52 – $2,071.00 |
| Advocate Condell Medical Center | Libertyville | $650.00 | $418.52 – $1,948.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $580.00 | $418.52 – $2,071.00 |
| Advocate Illinois Masonic Medical Center | Chicago | $785.00 | $418.52 – $2,071.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $465.00 | $366.42 – $2,071.00 |
| Advocate Sherman Hospital | Elgin | $392.50 | $309.29 – $1,948.00 |