Unlisted px ant segment eye at OSF Saint James John W Albrecht Medical Center
2500 West Reynolds Street, Pontiac, IL · Osfhealthcare · · NPI 1407808090
$1,916.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,395.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,473.11 with Health Alliance Plan vs $5,947.00 with Caterpillar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Alliance Plan | Medicare Managed Care Plan | $2,473.11 | ↑ +29% |
| Aetna | Medicare Managed Care Plan | $2,497.84 | ↑ +30% |
| BCBS | Medicare Managed Care Plan | $2,522.57 | ↑ +32% |
| Caterpillar | All Commercial Plans | $5,947.00 | ↑ +210% |
Visitor-reported prices
Comments
Unlisted px ant segment eye at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| OSF Little Company of Mary Medical Center | Evergreen Park | $1,437.00 | $1,094.00 – $4,599.98 |
| OSF Saint Francis Medical Center | Peoria | $1,437.00 | $357.00 – $8,407.63 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $16,538.42 | not published |
| HSHS St. John's Hospital | IL 62769|301 N. 8th St. | $4,926.24 | $873.44 – $6,842.00 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $1,038.71 – $3,566.22 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $2,280.73 – $2,813.10 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $2,414.00 – $4,006.43 |
| Advocate Christ Medical Center | Oak Lawn | not published | $3,126.00 – $6,181.00 |