Unlisted procedure pancreas at OSF Saint Francis Medical Center

530 Ne Glen Oak Ave, Peoria, IL · Osfhealthcare · · NPI 1043260482

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Sep 16, 2026

$681.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,135.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$758.85 with Health Alliance Plan vs $8,334.00 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Alliance Plan Medicare Managed Care Plan $758.85 ↑ +11%
Aetna Medicare Managed Care Plan $766.44 ↑ +13%
BCBS Medicare Managed Care Plan $774.02 ↑ +14%
UnitedHealthCare All Commercial Plans $1,963.00 ↑ +188%
Caterpillar All Commercial Plans $2,579.79 ↑ +279%
Humana HMO/POS $4,983.00 ↑ +632%
Humana PPO $8,334.00 ↑ +1124%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Unlisted procedure pancreas at other Illinois hospitals

Hospital City Cash price Negotiated range
Northwestern Memorial Hospital Chicago $20,297.40 not published
UnityPoint Health - Trinity Moline Rock Island $1,849.60 $547.36 – $1,173.50
OSF Little Company of Mary Medical Center Evergreen Park $548.40 $758.85 – $2,825.00
Northwestern Medicine Central DuPage Hospital IL 60190 $23,156.57 not published
Northwestern Medicine Delnor Hospital Geneva $8,447.60 not published
Northwestern Medicine Palos Hospital Palos Heights $20,297.40 not published
Northwestern Medicine Marianjoy Rehabilitation Hospital Wheaton $8,447.60 not published
Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital Lake Forest $8,447.60 not published

All Illinois hospitals for this procedure →