Chromosome analysis 50-100 at OSF Saint Francis Medical Center
530 Ne Glen Oak Ave, Peoria, IL · Osfhealthcare · · NPI 1043260482
$340.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$568.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$173.17 with Health Alliance Plan vs $368.85 with Caterpillar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Alliance Plan | Medicare Managed Care Plan | $173.17 | ↓ -49% |
| Aetna | Medicare Managed Care Plan | $174.90 | ↓ -49% |
| BCBS | Medicare Managed Care Plan | $176.63 | ↓ -48% |
| Humana | PPO | $189.24 | ↓ -44% |
| Humana | HMO/POS | $189.24 | ↓ -44% |
| Caterpillar | All Commercial Plans | $368.85 | ↑ +8% |
Visitor-reported prices
Comments
Chromosome analysis 50-100 at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $1,129.10 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $434.40 | $3.50 – $277.07 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $942.70 | $173.17 – $181.83 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $942.70 | $173.17 – $181.83 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $201.96 | $129.88 – $720.56 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $325.80 | $173.17 – $322.10 |
| OSF Sacred Heart Medical Center – Urbana | Danville | $362.40 | $173.17 – $176.63 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $1,129.10 | not published |