Plcmt sft tiss loc pq w/img 1st lsn at Advocate Childrens Hospital - Park Ridge

1775 Dempster Street, Park Ridge, IL · Advocate Health · · NPI 1508315516

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$995.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,990.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$784.06 with Advocate Employee vs $6,071.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $784.06 ↓ -21%
Cigna One Health Commercial $1,034.80 ↑ +4%
Molina Medicare Advantage $1,063.48 ↑ +7%
Ambetter Medicare Advantage $1,063.48 ↑ +7%
Aetna Commercial $1,073.61 ↑ +8%
Oscar Health HMO Medicare Advantage $1,100.15 ↑ +11%
Blue Cross Blue Shield Blue Precision Managed Care $1,134.30 ↑ +14%
Blue Cross Blue Shield HMO $1,156.19 ↑ +16%
Blue Cross Blue Shield City of Chicago Commercial $1,299.47 ↑ +31%
Cigna Commercial $1,313.40 ↑ +32%
Blue Cross Blue Shield Choice Commercial $1,404.94 ↑ +41%
HSTechnology Medicare Advantage $1,408.20 ↑ +42%
Blue Cross Blue Shield PPO $1,478.57 ↑ +49%
Multiplan Commercial $1,592.00 ↑ +60%
Private Healthcare Systems Commercial $1,592.00 ↑ +60%
United Healthcare Charter Commercial $3,070.00 ↑ +209%
United Healthcare Nexus Commercial $3,558.00 ↑ +258%
United Healthcare Core Navigate Commercial $5,246.00 ↑ +427%
United Healthcare HMO $6,071.00 ↑ +510%

Visitor-reported prices

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Plcmt sft tiss loc pq w/img 1st lsn at other Illinois hospitals

Hospital City Cash price Negotiated range
Uchicago Medicine Adventhealth Hinsdale Hinsdale $557.50 $576.00 – $1,229.33
Advocate Christ Medical Center Oak Lawn $1,055.00 $831.34 – $6,071.00
Advocate Condell Medical Center Libertyville $1,170.00 $921.96 – $4,681.00
Advocate Good Samaritan Hospital Downers Grove $1,170.00 $921.96 – $6,071.00
UnityPoint Health - Trinity Moline Rock Island $2,208.00 $75.66 – $824.89
Uchicago Medicine Adventhealth La Grange La Grange $557.50 $576.00 – $1,229.33
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $1,345.85 $758.85 – $796.79
Advocate Illinois Masonic Medical Center Chicago $885.00 $697.38 – $6,071.00

All Illinois hospitals for this procedure →