Ndl insj without njx 3+ musc at Advocate Childrens Hospital - Park Ridge
1775 Dempster Street, Park Ridge, IL · Advocate Health · · NPI 1508315516
$35.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$70.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$27.58 with Advocate Employee vs $6,291.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $27.58 | ↓ -21% |
| Cigna One Health | Commercial | $36.40 | ↑ +4% |
| Molina | Medicare Advantage | $37.02 | ↑ +6% |
| Ambetter | Medicare Advantage | $37.02 | ↑ +6% |
| Aetna | Commercial | $37.77 | ↑ +8% |
| Oscar Health HMO | Medicare Advantage | $38.29 | ↑ +9% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $39.90 | ↑ +14% |
| Blue Cross Blue Shield | HMO | $40.67 | ↑ +16% |
| Blue Cross Blue Shield City of Chicago | Commercial | $45.71 | ↑ +31% |
| Cigna | Commercial | $46.20 | ↑ +32% |
| HSTechnology | Medicare Advantage | $49.02 | ↑ +40% |
| Blue Cross Blue Shield Choice | Commercial | $49.42 | ↑ +41% |
| Blue Cross Blue Shield | PPO | $52.01 | ↑ +49% |
| Multiplan | Commercial | $56.00 | ↑ +60% |
| Private Healthcare Systems | Commercial | $56.00 | ↑ +60% |
| United Healthcare Charter | Commercial | $3,181.00 | ↑ +8989% |
| United Healthcare Nexus | Commercial | $3,686.00 | ↑ +10431% |
| United Healthcare Core Navigate | Commercial | $5,437.00 | ↑ +15434% |
| United Healthcare | HMO | $6,291.00 | ↑ +17874% |
Visitor-reported prices
Comments
Ndl insj without njx 3+ musc at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $36.60 | $19.52 – $289.71 |
| MercyOne Genesis Aledo Medical Center | Aledo | $36.60 | $24.49 – $28.67 |
| UnityPoint Health - Trinity Moline | Rock Island | $24.00 | $11.82 – $77.75 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $33.55 | $30.99 – $32.54 |
| Advocate Illinois Masonic Medical Center | Chicago | $35.00 | $27.58 – $6,291.00 |
| Advocate Sherman Hospital | Elgin | $35.00 | $25.97 – $4,116.00 |
| SSM Health St. Mary's Hospital - Centralia | Centralia | $33.55 | not published |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $30.34 – $50.21 |