Hlth bhv ivntj indiv 1st 30 at Advocate Childrens Hospital - Park Ridge

1775 Dempster Street, Park Ridge, IL · Advocate Health · · NPI 1508315516

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$142.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$285.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.29 with Advocate Employee vs $1,556.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $112.29 ↓ -21%
Cigna One Health Commercial $148.20 ↑ +4%
Aetna Commercial $153.76 ↑ +8%
Cigna Commercial $188.10 ↑ +32%
Blue Cross Blue Shield Blue Precision Managed Care $207.20 ↑ +45%
Blue Cross Blue Shield HMO $210.62 ↑ +48%
Multiplan Commercial $228.00 ↑ +60%
Private Healthcare Systems Commercial $228.00 ↑ +60%
Ambetter Medicare Advantage $242.85 ↑ +70%
Molina Medicare Advantage $242.85 ↑ +70%
Oscar Health HMO Medicare Advantage $251.23 ↑ +76%
Blue Cross Blue Shield City of Chicago Commercial $253.77 ↑ +78%
Blue Cross Blue Shield Choice Commercial $274.20 ↑ +92%
Blue Cross Blue Shield PPO $288.73 ↑ +103%
HSTechnology Medicare Advantage $321.57 ↑ +126%
United Healthcare Charter Commercial $628.00 ↑ +341%
United Healthcare Nexus Commercial $728.00 ↑ +411%
United Healthcare Core Navigate Commercial $1,074.00 ↑ +654%
United Healthcare HMO $1,556.00 ↑ +992%

Visitor-reported prices

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Hlth bhv ivntj indiv 1st 30 at other Illinois hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Trinity Moline Rock Island $151.20 $58.22 – $146.51
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $108.90 $102.30 – $271.33
MercyOne Genesis Silvis Medical Center Silvis not published $127.71 – $251.23
MercyOne Genesis Aledo Medical Center Aledo not published $160.67 – $345.86
Uchicago Medicine Adventhealth Hinsdale Hinsdale not published $186.21 – $308.14
Advocate Christ Medical Center Oak Lawn not published $242.85 – $321.57
Advocate Condell Medical Center Libertyville not published $157.84 – $321.57
Advocate Good Samaritan Hospital Downers Grove not published $242.85 – $321.57

All Illinois hospitals for this procedure →