Family therapy without pt 50min 90846 at Advocate Childrens Hospital - Park Ridge

1775 Dempster Street, Park Ridge, IL · Advocate Health · · NPI 1508315516

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$310.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$620.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.82 with United Healthcare Charter vs $549.50 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter Commercial $62.82 ↓ -80%
Advocate Employee Commercial $70.92 ↓ -77%
United Healthcare Nexus Commercial $72.72 ↓ -77%
Cigna One Health Commercial $93.60 ↓ -70%
Aetna Commercial $97.11 ↓ -69%
United Healthcare Core Navigate Commercial $107.28 ↓ -65%
Cigna Commercial $118.80 ↓ -62%
United Healthcare HMO $124.20 ↓ -60%
Blue Cross Blue Shield Blue Precision Managed Care $130.86 ↓ -58%
Blue Cross Blue Shield HMO $133.02 ↓ -57%
Multiplan Commercial $144.00 ↓ -54%
Private Healthcare Systems Commercial $144.00 ↓ -54%
Molina Medicare Advantage $242.85 ↓ -22%
Ambetter Medicare Advantage $242.85 ↓ -22%
Oscar Health HMO Medicare Advantage $251.23 ↓ -19%
HSTechnology Medicare Advantage $321.57 ↑ +4%
Blue Cross Blue Shield City of Chicago Commercial $482.96 ↑ +56%
Blue Cross Blue Shield Choice Commercial $521.84 ↑ +68%
Blue Cross Blue Shield PPO $549.50 ↑ +77%

Visitor-reported prices

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Family therapy without pt 50min 90846 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $114.00 $152.46 – $174.80
MercyOne Genesis Aledo Medical Center Aledo $114.00 $412.90 – $2,970.16
Advocate Christ Medical Center Oak Lawn $310.00 $85.51 – $514.63
UnityPoint Health - Trinity Moline Rock Island $230.40 $96.29 – $242.84
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $290.40 not published
Advocate Illinois Masonic Medical Center Chicago $310.00 $216.38 – $530.26
SSM Health St. Mary's Hospital - Centralia Centralia $290.40 $190.21 – $199.72
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $86.13 $167.49 – $287.92

All Illinois hospitals for this procedure →