Sodium chloride 0.9 % IV bolus at Northwestern Medicine Palos Hospital

12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$14.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$21.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.88 with BLUE CROSS BLUE SHIELD [1401] vs $18.00 with HEALTH ALLIANCE [181] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE PREFERRED $2.88 ↓ -80%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS SELECT $2.88 ↓ -80%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS $2.88 ↓ -80%
ALTERNATE BLUE CROSS [1402] PH BCBS PPO $3.46 ↓ -76%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PPO $3.46 ↓ -76%
AETNA HEALTH PLAN [171] PH AETNA NM EMPLOYEES $3.87 ↓ -74%
AETNA HEALTH PLAN [171] PH AETNA IL PREFERRED $6.10 ↓ -59%
ALTERNATE BLUE CROSS [1402] PH BCBS HMO $7.04 ↓ -52%
BLUE CROSS BLUE SHIELD [1401] PH BCBS HMO $7.04 ↓ -52%
UNITED HEALTHCARE [158] PH UHC CORE $8.15 ↓ -45%
HEALTHLINK [125] PH SEIU HEALTHLINK $9.00 ↓ -39%
CARELON BEHAVIORAL HEALTH [159] PH VALUE OPTIONS BHO $9.00 ↓ -39%
UNITED HEALTHCARE [158] PH UHC ALL OTHER $9.20 ↓ -37%
MAGELLAN BEHAVIORAL HLTH [136] PH MAGELLAN BHS $10.80 ↓ -27%
MULTIPLAN/PHCS [142] PH MULTIPLAN/PHCS $12.60 ↓ -14%
FIRST HEALTH PLAN [6034] PH FIRST HEALTH $13.50 ↓ -8%
COMPSYCH [112] PH COMPSYCH $13.50 ↓ -8%
CIGNA HEALTH PLAN [178] PH CIGNA BEHAVIORAL BHS $14.40 ↓ -2%
BEECHSTREET [176] PH BEECHSTREET $14.40 ↓ -2%
HEALTH'S FINEST NETWORK [126] PH HFN $15.30 ↑ +4%
HEALTHLINK [125] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
CIGNA HEALTH PLAN [178] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PAR/INDEMNITY ADP $18.00 ↑ +22%
MULTIPLAN/PHCS [142] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
GLOBAL EXCEL [1712] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
UNITED HEALTHCARE [158] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
AETNA HEALTH PLAN [171] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
UNITED HEALTHCARE [158] PH UHC NON-CONTRACTED OON - ED ONLY $18.00 ↑ +22%
GALAXY HEALTH NETWORK [220] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
HEALTH ALLIANCE [181] PH NON-CONTRACTED PAYORS $18.00 ↑ +22%
OPTUM/UNITED BEHAVIORAL HEALTH [157] PH UBH BHS not published by hospital
GLOBAL EXCEL [1712] PH MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] PH MEDICARE not published by hospital

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Christ Medical Center Oak Lawn $61.79 $2.23 – $50.36
Northwestern Memorial Hospital Chicago $279.65 not published
Advocate Condell Medical Center Libertyville $61.15 $2.56 – $97.30
Advocate Good Samaritan Hospital Downers Grove $61.28 $2.23 – $97.41
UnityPoint Health - Trinity Moline Rock Island $48.00 $1.04 – $24.57
Advocate Illinois Masonic Medical Center Chicago $61.44 $2.23 – $97.17
Advocate Childrens Hospital - Park Ridge Park Ridge $61.22 $2.23 – $86.07
Advocate Sherman Hospital Elgin $61.39 $2.56 – $110.14

All Illinois hospitals for this procedure →