Sgmdsc w/band ligation at Northwestern Medicine Palos Hospital
12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026
$3,984.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,692.63
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$589.60 with BLUE CROSS BLUE SHIELD [1401] vs $3,685.00 with HEALTHLINK [125] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE PREFERRED | $589.60 | ↓ -85% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE OPTIONS | $589.60 | ↓ -85% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE OPTIONS SELECT | $589.60 | ↓ -85% |
| CIGNA HEALTH PLAN [178] | PH CIGNA ALTERNATIVE | $689.10 | ↓ -83% |
| ALTERNATE BLUE CROSS [1402] | PH BCBS PPO | $707.52 | ↓ -82% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS PPO | $707.52 | ↓ -82% |
| AETNA HEALTH PLAN [171] | PH AETNA NM EMPLOYEES | $792.28 | ↓ -80% |
| CIGNA HEALTH PLAN [178] | PH CIGNA BROAD | $1,090.76 | ↓ -73% |
| AETNA HEALTH PLAN [171] | PH AETNA IL PREFERRED | $1,249.22 | ↓ -69% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS HMO | $1,441.94 | ↓ -64% |
| ALTERNATE BLUE CROSS [1402] | PH BCBS HMO | $1,441.94 | ↓ -64% |
| AETNA HEALTH PLAN [171] | PH AETNA | $1,555.07 | ↓ -61% |
| FIRST HEALTH PLAN [6034] | PH AETNA | $1,555.07 | ↓ -61% |
| CARELON BEHAVIORAL HEALTH [159] | PH VALUE OPTIONS BHO | $1,842.50 | ↓ -54% |
| HEALTHLINK [125] | PH SEIU HEALTHLINK | $1,842.50 | ↓ -54% |
| UNITED HEALTHCARE [158] | PH UHC CORE | $2,137.00 | ↓ -46% |
| THE ALLIANCE [1703] | PH THE ALLIANCE | $2,366.88 | ↓ -41% |
| UNITED HEALTHCARE [158] | PH UHC ALL OTHER | $2,374.00 | ↓ -40% |
| MULTIPLAN/PHCS [142] | PH MULTIPLAN/PHCS | $2,579.50 | ↓ -35% |
| COMPSYCH [112] | PH COMPSYCH | $2,763.75 | ↓ -31% |
| FIRST HEALTH PLAN [6034] | PH FIRST HEALTH | $2,763.75 | ↓ -31% |
| BEECHSTREET [176] | PH BEECHSTREET | $2,948.00 | ↓ -26% |
| HEALTH'S FINEST NETWORK [126] | PH HFN | $3,132.25 | ↓ -21% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS PAR/INDEMNITY ADP | $3,685.00 | ↓ -8% |
| CIGNA HEALTH PLAN [178] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| MULTIPLAN/PHCS [142] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| UNITED HEALTHCARE [158] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| GALAXY HEALTH NETWORK [220] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| UNITED HEALTHCARE [158] | PH UHC NON-CONTRACTED OON - ED ONLY | $3,685.00 | ↓ -8% |
| HEALTH ALLIANCE [181] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| AETNA HEALTH PLAN [171] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| GLOBAL EXCEL [1712] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| HEALTHLINK [125] | PH NON-CONTRACTED PAYORS | $3,685.00 | ↓ -8% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | PH MEDICARE | not published by hospital | — |
| GLOBAL EXCEL [1712] | PH MEDICARE | not published by hospital | — |
| MAGELLAN BEHAVIORAL HLTH [136] | PH MAGELLAN BHS | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | PH UBH BHS | not published by hospital | — |
| CIGNA HEALTH PLAN [178] | PH CIGNA BEHAVIORAL BHS | not published by hospital | — |
Visitor-reported prices
Comments
Sgmdsc w/band ligation at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $1,275.60 | $982.39 – $1,955.92 |
| MercyOne Genesis Aledo Medical Center | Aledo | $1,275.60 | $2,660.57 – $2,970.16 |
| Northwestern Memorial Hospital | Chicago | $2,308.60 | not published |
| UnityPoint Health - Trinity Moline | Rock Island | $1,523.20 | $90.08 – $924.13 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $2,285.50 | not published |
| Northwestern Medicine Valley West Hospital | Sandwich | $4,965.65 | $65.93 – $65.93 |
| Northwestern Medicine Delnor Hospital | Geneva | $5,248.27 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $3,341.10 | not published |