Revision tips at Northwestern Medicine Palos Hospital
12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026
$15,915.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$22,737.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,637.92 with BLUE CROSS BLUE SHIELD [1401] vs $22,737.00 with UNITED HEALTHCARE [158] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE OPTIONS | $3,637.92 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE PREFERRED | $3,637.92 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE OPTIONS SELECT | $3,637.92 | ↓ -77% |
| CIGNA HEALTH PLAN [178] | PH CIGNA ALTERNATIVE | $4,251.82 | ↓ -73% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS PPO | $4,365.50 | ↓ -73% |
| ALTERNATE BLUE CROSS [1402] | PH BCBS PPO | $4,365.50 | ↓ -73% |
| AETNA HEALTH PLAN [171] | PH AETNA NM EMPLOYEES | $4,888.46 | ↓ -69% |
| CIGNA HEALTH PLAN [178] | PH CIGNA BROAD | $6,730.15 | ↓ -58% |
| AETNA HEALTH PLAN [171] | PH AETNA IL PREFERRED | $7,707.84 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS HMO | $8,896.99 | ↓ -44% |
| ALTERNATE BLUE CROSS [1402] | PH BCBS HMO | $8,896.99 | ↓ -44% |
| HEALTHLINK [125] | PH SEIU HEALTHLINK | $11,368.50 | ↓ -29% |
| CARELON BEHAVIORAL HEALTH [159] | PH VALUE OPTIONS BHO | $11,368.50 | ↓ -29% |
| FIRST HEALTH PLAN [6034] | PH AETNA | $12,914.62 | ↓ -19% |
| AETNA HEALTH PLAN [171] | PH AETNA | $12,914.62 | ↓ -19% |
| MAGELLAN BEHAVIORAL HLTH [136] | PH MAGELLAN BHS | $13,642.20 | ↓ -14% |
| THE ALLIANCE [1703] | PH THE ALLIANCE | $14,603.98 | ↓ -8% |
| MULTIPLAN/PHCS [142] | PH MULTIPLAN/PHCS | $15,915.90 | ↑ +0% |
| COMPSYCH [112] | PH COMPSYCH | $17,052.75 | ↑ +7% |
| FIRST HEALTH PLAN [6034] | PH FIRST HEALTH | $17,052.75 | ↑ +7% |
| BEECHSTREET [176] | PH BEECHSTREET | $18,189.60 | ↑ +14% |
| CIGNA HEALTH PLAN [178] | PH CIGNA BEHAVIORAL BHS | $18,189.60 | ↑ +14% |
| HEALTH'S FINEST NETWORK [126] | PH HFN | $19,326.45 | ↑ +21% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS PAR/INDEMNITY ADP | $22,737.00 | ↑ +43% |
| CIGNA HEALTH PLAN [178] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| GLOBAL EXCEL [1712] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| HEALTHLINK [125] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | PH UHC NON-CONTRACTED OON - ED ONLY | $22,737.00 | ↑ +43% |
| GALAXY HEALTH NETWORK [220] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| HEALTH ALLIANCE [181] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| MULTIPLAN/PHCS [142] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| AETNA HEALTH PLAN [171] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| UNITED HEALTHCARE [158] | PH NON-CONTRACTED PAYORS | $22,737.00 | ↑ +43% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | PH MEDICARE | not published by hospital | — |
| GLOBAL EXCEL [1712] | PH MEDICARE | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | PH UBH BHS | not published by hospital | — |
Visitor-reported prices
Comments
Revision tips at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $3,665.00 | $2,888.02 – $47,462.00 |
| Northwestern Memorial Hospital | Chicago | $47,730.07 | $30.00 – $30.00 |
| Advocate Condell Medical Center | Libertyville | $6,010.00 | $4,735.88 – $24,503.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $15,049.60 | $332.33 – $5,586.78 |
| Advocate Illinois Masonic Medical Center | Chicago | $8,160.00 | $6,430.08 – $47,462.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $6,980.00 | $5,500.24 – $47,462.00 |
| Advocate Sherman Hospital | Elgin | $8,760.00 | $6,499.92 – $19,537.00 |
| Advocate South Suburban Hospital | Hazel Crest | $4,340.00 | $3,419.92 – $47,462.00 |