Gen, neuro, clo loop, rechg at Northwestern Medicine Palos Hospital
12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026
$52,711.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$75,302.68
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12,048.43 with BLUE CROSS BLUE SHIELD [1401] vs $75,302.68 with AETNA HEALTH PLAN [171] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE OPTIONS | $12,048.43 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE PREFERRED | $12,048.43 | ↓ -77% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS BLUECHOICE OPTIONS SELECT | $12,048.43 | ↓ -77% |
| CIGNA HEALTH PLAN [178] | PH CIGNA ALTERNATIVE | $14,081.60 | ↓ -73% |
| ALTERNATE BLUE CROSS [1402] | PH BCBS PPO | $14,458.11 | ↓ -73% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS PPO | $14,458.11 | ↓ -73% |
| AETNA HEALTH PLAN [171] | PH AETNA NM EMPLOYEES | $16,190.08 | ↓ -69% |
| CIGNA HEALTH PLAN [178] | PH CIGNA BROAD | $22,289.59 | ↓ -58% |
| AETNA HEALTH PLAN [171] | PH AETNA IL PREFERRED | $25,527.61 | ↓ -52% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS HMO | $29,465.94 | ↓ -44% |
| ALTERNATE BLUE CROSS [1402] | PH BCBS HMO | $29,465.94 | ↓ -44% |
| UNITED HEALTHCARE [158] | PH UHC CORE | $34,112.11 | ↓ -35% |
| HEALTHLINK [125] | PH SEIU HEALTHLINK | $37,651.34 | ↓ -29% |
| CARELON BEHAVIORAL HEALTH [159] | PH VALUE OPTIONS BHO | $37,651.34 | ↓ -29% |
| UNITED HEALTHCARE [158] | PH UHC ALL OTHER | $38,479.67 | ↓ -27% |
| AETNA HEALTH PLAN [171] | PH AETNA | $42,771.92 | ↓ -19% |
| FIRST HEALTH PLAN [6034] | PH AETNA | $42,771.92 | ↓ -19% |
| MAGELLAN BEHAVIORAL HLTH [136] | PH MAGELLAN BHS | $45,181.61 | ↓ -14% |
| THE ALLIANCE [1703] | PH THE ALLIANCE | $48,366.91 | ↓ -8% |
| MULTIPLAN/PHCS [142] | PH MULTIPLAN/PHCS | $52,711.88 | ↑ +0% |
| COMPSYCH [112] | PH COMPSYCH | $56,477.01 | ↑ +7% |
| FIRST HEALTH PLAN [6034] | PH FIRST HEALTH | $56,477.01 | ↑ +7% |
| CIGNA HEALTH PLAN [178] | PH CIGNA BEHAVIORAL BHS | $60,242.14 | ↑ +14% |
| BEECHSTREET [176] | PH BEECHSTREET | $60,242.14 | ↑ +14% |
| HEALTH'S FINEST NETWORK [126] | PH HFN | $64,007.28 | ↑ +21% |
| BLUE CROSS BLUE SHIELD [1401] | PH BCBS PAR/INDEMNITY ADP | $75,302.68 | ↑ +43% |
| GLOBAL EXCEL [1712] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| MULTIPLAN/PHCS [142] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| UNITED HEALTHCARE [158] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| UNITED HEALTHCARE [158] | PH UHC NON-CONTRACTED OON - ED ONLY | $75,302.68 | ↑ +43% |
| CIGNA HEALTH PLAN [178] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| GALAXY HEALTH NETWORK [220] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| HEALTH ALLIANCE [181] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| HEALTHLINK [125] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| AETNA HEALTH PLAN [171] | PH NON-CONTRACTED PAYORS | $75,302.68 | ↑ +43% |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | PH UBH BHS | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | PH MEDICARE | not published by hospital | — |
| GLOBAL EXCEL [1712] | PH MEDICARE | not published by hospital | — |
Visitor-reported prices
Comments
Gen, neuro, clo loop, rechg at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $180,402.55 | not published |
| Advocate Illinois Masonic Medical Center | Chicago | $39,300.00 | $17,842.20 – $62,880.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $39,300.00 | $27,431.40 – $62,880.00 |
| Advocate Sherman Hospital | Elgin | $26,900.00 | $16,947.00 – $48,420.00 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $163,541.89 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $128,647.03 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $180,402.55 | not published |
| Northwestern Medicine McHenry Hospital | McHenry | $85,740.89 | not published |