Caregiver training strategies&tq 1st 30 minutes at Northwestern Medicine Palos Hospital

12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$91.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.80 with BLUE CROSS BLUE SHIELD [1401] vs $130.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS $20.80 ↓ -77%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE PREFERRED $20.80 ↓ -77%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS SELECT $20.80 ↓ -77%
CIGNA HEALTH PLAN [178] PH CIGNA ALTERNATIVE $24.31 ↓ -73%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PPO $24.96 ↓ -73%
ALTERNATE BLUE CROSS [1402] PH BCBS PPO $24.96 ↓ -73%
AETNA HEALTH PLAN [171] PH AETNA NM EMPLOYEES $27.95 ↓ -69%
CIGNA HEALTH PLAN [178] PH CIGNA BROAD $38.48 ↓ -58%
AETNA HEALTH PLAN [171] PH AETNA IL PREFERRED $44.07 ↓ -52%
BLUE CROSS BLUE SHIELD [1401] PH BCBS HMO $50.87 ↓ -44%
ALTERNATE BLUE CROSS [1402] PH BCBS HMO $50.87 ↓ -44%
HEALTHLINK [125] PH SEIU HEALTHLINK $65.00 ↓ -29%
CARELON BEHAVIORAL HEALTH [159] PH VALUE OPTIONS BHO $65.00 ↓ -29%
FIRST HEALTH PLAN [6034] PH AETNA $73.84 ↓ -19%
AETNA HEALTH PLAN [171] PH AETNA $73.84 ↓ -19%
MAGELLAN BEHAVIORAL HLTH [136] PH MAGELLAN BHS $78.00 ↓ -14%
THE ALLIANCE [1703] PH THE ALLIANCE $83.50 ↓ -8%
MULTIPLAN/PHCS [142] PH MULTIPLAN/PHCS $91.00 ↑ +0%
COMPSYCH [112] PH COMPSYCH $97.50 ↑ +7%
FIRST HEALTH PLAN [6034] PH FIRST HEALTH $97.50 ↑ +7%
BEECHSTREET [176] PH BEECHSTREET $104.00 ↑ +14%
CIGNA HEALTH PLAN [178] PH CIGNA BEHAVIORAL BHS $104.00 ↑ +14%
HEALTH'S FINEST NETWORK [126] PH HFN $110.50 ↑ +21%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PAR/INDEMNITY ADP $130.00 ↑ +43%
CIGNA HEALTH PLAN [178] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
GLOBAL EXCEL [1712] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
HEALTHLINK [125] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
UNITED HEALTHCARE [158] PH UHC NON-CONTRACTED OON - ED ONLY $130.00 ↑ +43%
GALAXY HEALTH NETWORK [220] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
HEALTH ALLIANCE [181] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
MULTIPLAN/PHCS [142] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
AETNA HEALTH PLAN [171] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
UNITED HEALTHCARE [158] PH NON-CONTRACTED PAYORS $130.00 ↑ +43%
ALTERNATE BLUE CROSS MEDICARE ADV [2304] PH MEDICARE not published by hospital
GLOBAL EXCEL [1712] PH MEDICARE not published by hospital
OPTUM/UNITED BEHAVIORAL HEALTH [157] PH UBH BHS not published by hospital

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Caregiver training strategies&tq 1st 30 minutes at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $79.20 $42.24 – $121.44
MercyOne Genesis Aledo Medical Center Aledo $79.20 $59.40 – $62.04
Northwestern Memorial Hospital Chicago $91.00 not published
UnityPoint Health - Trinity Moline Rock Island $126.40 $43.13 – $71.05
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $63.25 not published
SSM Health St. Mary's Hospital - Centralia Centralia $63.25 not published
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $62.37 $52.06 – $87.03
OSF Holy Family Medical Center Monmouth $112.00 not published

All Illinois hospitals for this procedure →