X-ray wrist 2 views (both sides) at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$180.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$360.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.23 with Aetna vs $634.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $93.23 ↓ -48%
Advocate Employee Commercial $114.26 ↓ -37%
Cigna Commercial $117.52 ↓ -35%
Cigna One Health Commercial $117.52 ↓ -35%
Ambetter Medicare Advantage $133.09 ↓ -26%
Molina Medicare Advantage $133.09 ↓ -26%
Oscar Health HMO Medicare Advantage $137.68 ↓ -24%
Blue Cross Blue Shield City of Chicago Commercial $153.35 ↓ -15%
Blue Cross Blue Shield Choice Commercial $165.74 ↓ -8%
Blue Cross Blue Shield PPO $174.52 ↓ -3%
HSTechnology Medicare Advantage $176.23 ↓ -2%
Private Healthcare Systems Commercial $194.30 ↑ +8%
Blue Cross Blue Shield Blue Precision Managed Care $204.74 ↑ +14%
Blue Cross Blue Shield HMO $208.80 ↑ +16%
United Healthcare Charter Commercial $220.00 ↑ +22%
Multiplan Commercial $232.00 ↑ +29%
United Healthcare Nexus Commercial $293.00 ↑ +63%
United Healthcare Core Navigate Commercial $549.00 ↑ +205%
United Healthcare HMO $634.00 ↑ +252%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray wrist 2 views (both sides) at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $184.20 $54.71 – $166.26
MercyOne Genesis Aledo Medical Center Aledo $184.20 $68.00 – $95.88
Uchicago Medicine Adventhealth Hinsdale Hinsdale $125.00 $32.27 – $151.08
Advocate Condell Medical Center Libertyville $265.00 $93.23 – $336.00
Advocate Good Samaritan Hospital Downers Grove $285.00 $93.23 – $634.00
UnityPoint Health - Trinity Moline Rock Island $182.44 $7.39 – $100.57
Uchicago Medicine Adventhealth La Grange La Grange $125.00 $32.27 – $151.08
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $350.35 $93.26 – $97.92

All Illinois hospitals for this procedure →