X-ray humerus >= 2 views left at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$215.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.66 with Aetna vs $634.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial $107.66 ↓ -50%
Cigna Commercial $110.08 ↓ -49%
Cigna One Health Commercial $110.08 ↓ -49%
Ambetter Medicare Advantage $133.09 ↓ -38%
Molina Medicare Advantage $133.09 ↓ -38%
Advocate Employee Commercial $135.93 ↓ -37%
Oscar Health HMO Medicare Advantage $137.68 ↓ -36%
Blue Cross Blue Shield City of Chicago Commercial $161.40 ↓ -25%
Blue Cross Blue Shield Choice Commercial $174.44 ↓ -19%
HSTechnology Medicare Advantage $176.23 ↓ -18%
Blue Cross Blue Shield PPO $183.68 ↓ -15%
United Healthcare Charter Commercial $220.00 ↑ +2%
Private Healthcare Systems Commercial $231.15 ↑ +8%
Blue Cross Blue Shield Blue Precision Managed Care $243.57 ↑ +13%
Blue Cross Blue Shield HMO $248.40 ↑ +16%
Multiplan Commercial $276.00 ↑ +28%
United Healthcare Nexus Commercial $293.00 ↑ +36%
United Healthcare Core Navigate Commercial $549.00 ↑ +155%
United Healthcare HMO $634.00 ↑ +195%

Visitor-reported prices

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X-ray humerus >= 2 views left at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $281.40 $54.71 – $254.28
MercyOne Genesis Aledo Medical Center Aledo $281.40 $75.52 – $146.64
Uchicago Medicine Adventhealth Hinsdale Hinsdale $125.00 $32.27 – $151.08
Advocate Condell Medical Center Libertyville $320.00 $101.83 – $408.00
Advocate Good Samaritan Hospital Downers Grove $345.00 $107.66 – $634.00
UnityPoint Health - Trinity Moline Rock Island $278.51 $7.10 – $153.53
Uchicago Medicine Adventhealth La Grange La Grange $125.00 $32.27 – $151.08
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $410.30 $93.26 – $97.92

All Illinois hospitals for this procedure →