Splint rstrc wrst/cmc right med at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$100.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.88 with Blue Cross Blue Shield Blue Precision vs $203.37 with HSTechnology — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield Blue Precision | Managed Care | $47.88 | ↓ -52% |
| Blue Cross Blue Shield City of Chicago | Commercial | $48.07 | ↓ -52% |
| Blue Cross Blue Shield | HMO | $48.83 | ↓ -51% |
| Blue Cross Blue Shield Choice | Commercial | $52.06 | ↓ -48% |
| Blue Cross Blue Shield | PPO | $54.72 | ↓ -45% |
| United Healthcare Charter | Commercial | $66.31 | ↓ -34% |
| Advocate Employee | Commercial | $74.86 | ↓ -25% |
| United Healthcare Nexus | Commercial | $76.76 | ↓ -23% |
| Cigna One Health | Commercial | $95.00 | ↓ -5% |
| Cigna | Commercial | $98.80 | ↓ -1% |
| Aetna | Commercial | $100.64 | ↑ +1% |
| United Healthcare Core Navigate | Commercial | $113.24 | ↑ +13% |
| Private Healthcare Systems | Commercial | $127.30 | ↑ +27% |
| United Healthcare | HMO | $131.10 | ↑ +31% |
| Multiplan | Commercial | $152.00 | ↑ +52% |
| Molina | Medicare Advantage | $153.58 | ↑ +54% |
| Ambetter | Medicare Advantage | $153.58 | ↑ +54% |
| Oscar Health HMO | Medicare Advantage | $158.88 | ↑ +59% |
| HSTechnology | Medicare Advantage | $203.37 | ↑ +103% |
Visitor-reported prices
Comments
Splint rstrc wrst/cmc right med at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $16.20 | $24.84 – $27.00 |
| MercyOne Genesis Aledo Medical Center | Aledo | $16.20 | $27.00 – $2,970.16 |
| Advocate Condell Medical Center | Libertyville | $100.00 | $42.80 – $203.37 |
| Advocate Good Samaritan Hospital | Downers Grove | $100.00 | $66.80 – $203.37 |
| UnityPoint Health - Trinity Moline | Rock Island | $196.00 | $48.85 – $169.47 |
| Advocate Illinois Masonic Medical Center | Chicago | $100.00 | $45.40 – $203.37 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $100.00 | $69.80 – $203.37 |
| Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) | Chicago | $73.11 | $124.86 – $124.86 |