Sodium chloride 0.9 % intravenous solution at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$82.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$164.22
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.44 with United Healthcare Charter vs $132.53 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $4.44 | ↓ -95% |
| United Healthcare Nexus | Commercial | $4.44 | ↓ -95% |
| Cigna | Commercial | $5.14 | ↓ -94% |
| Cigna One Health | Commercial | $5.14 | ↓ -94% |
| United Healthcare | HMO | $9.09 | ↓ -89% |
| United Healthcare Core Navigate | Commercial | $9.09 | ↓ -89% |
| Advocate Employee | Commercial | $64.70 | ↓ -21% |
| Aetna | Commercial | $88.60 | ↑ +8% |
| Private Healthcare Systems | Commercial | $110.03 | ↑ +34% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $115.94 | ↑ +41% |
| Blue Cross Blue Shield City of Chicago | Commercial | $116.43 | ↑ +42% |
| Blue Cross Blue Shield | HMO | $118.24 | ↑ +44% |
| Blue Cross Blue Shield Choice | Commercial | $125.96 | ↑ +53% |
| Multiplan | Commercial | $131.38 | ↑ +60% |
| Blue Cross Blue Shield | PPO | $132.53 | ↑ +61% |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
| HSTechnology | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Sodium chloride 0.9 % intravenous solution at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $279.65 | not published |
| Advocate Condell Medical Center | Libertyville | $87.10 | $5.14 – $139.35 |
| Advocate Good Samaritan Hospital | Downers Grove | $87.32 | $4.44 – $99.67 |
| UnityPoint Health - Trinity Moline | Rock Island | $47.84 | $2.09 – $18.04 |
| Advocate Illinois Masonic Medical Center | Chicago | $86.51 | $4.44 – $140.83 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $84.94 | $4.44 – $135.90 |
| Advocate Sherman Hospital | Elgin | $86.86 | $5.14 – $156.35 |
| Advocate South Suburban Hospital | Hazel Crest | $86.30 | $4.44 – $168.11 |