Red blood cells washed each unit at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$840.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,680.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$575.46 with Ambetter vs $1,355.76 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Medicare Advantage $575.46 ↓ -31%
Molina Medicare Advantage $575.46 ↓ -31%
United Healthcare Charter Commercial $586.32 ↓ -30%
Oscar Health HMO Medicare Advantage $595.31 ↓ -29%
Advocate Employee Commercial $661.92 ↓ -21%
United Healthcare Nexus Commercial $678.72 ↓ -19%
HSTechnology Medicare Advantage $761.99 ↓ -9%
Cigna One Health Commercial $873.60 ↑ +4%
Aetna Commercial $906.36 ↑ +8%
United Healthcare Core Navigate Commercial $1,001.28 ↑ +19%
Cigna Commercial $1,108.80 ↑ +32%
Private Healthcare Systems Commercial $1,125.60 ↑ +34%
United Healthcare HMO $1,159.20 ↑ +38%
Blue Cross Blue Shield Blue Precision Managed Care $1,186.08 ↑ +41%
Blue Cross Blue Shield City of Chicago Commercial $1,191.12 ↑ +42%
Blue Cross Blue Shield HMO $1,209.60 ↑ +44%
Blue Cross Blue Shield Choice Commercial $1,288.56 ↑ +53%
Multiplan Commercial $1,344.00 ↑ +60%
Blue Cross Blue Shield PPO $1,355.76 ↑ +61%

Visitor-reported prices

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Red blood cells washed each unit at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Condell Medical Center Libertyville $840.00 $575.46 – $1,344.00
Advocate Good Samaritan Hospital Downers Grove $840.00 $575.46 – $1,344.00
UnityPoint Health - Trinity Moline Rock Island $682.10 $278.81 – $634.99
Advocate Illinois Masonic Medical Center Chicago $840.00 $575.46 – $1,367.52
Advocate Childrens Hospital - Park Ridge Park Ridge $840.00 $575.46 – $1,344.00
Advocate Sherman Hospital Elgin $840.00 $514.08 – $1,512.00
Advocate South Suburban Hospital Hazel Crest $840.00 $575.46 – $1,636.32
Advocate Trinity Hospital Chicago $840.00 $575.46 – $1,344.00

All Illinois hospitals for this procedure →