Pt therapeutic procedure >=1 area massage each 15 minutes at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$55.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$110.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.34 with Advocate Employee vs $469.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $43.34 ↓ -21%
Ambetter Medicare Advantage $44.35 ↓ -19%
Molina Medicare Advantage $44.35 ↓ -19%
Oscar Health HMO Medicare Advantage $45.88 ↓ -17%
Cigna One Health Commercial $57.20 ↑ +4%
HSTechnology Medicare Advantage $58.72 ↑ +7%
Cigna Commercial $72.60 ↑ +32%
Private Healthcare Systems Commercial $73.70 ↑ +34%
Blue Cross Blue Shield Blue Precision Managed Care $77.66 ↑ +41%
Blue Cross Blue Shield HMO $79.20 ↑ +44%
Multiplan Commercial $88.00 ↑ +60%
Aetna Commercial $89.22 ↑ +62%
Blue Cross Blue Shield City of Chicago Commercial $112.99 ↑ +105%
Blue Cross Blue Shield Choice Commercial $122.12 ↑ +122%
Blue Cross Blue Shield PPO $128.59 ↑ +134%
United Healthcare Charter Commercial $238.00 ↑ +333%
United Healthcare Nexus Commercial $274.00 ↑ +398%
United Healthcare Core Navigate Commercial $405.00 ↑ +636%
United Healthcare HMO $469.00 ↑ +753%

Visitor-reported prices

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Pt therapeutic procedure >=1 area massage each 15 minutes at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $58.80 $16.32 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $58.80 $22.95 – $23.97
Uchicago Medicine Adventhealth Hinsdale Hinsdale $32.50 $29.90 – $49.47
Advocate Condell Medical Center Libertyville $62.50 $44.35 – $295.00
Advocate Good Samaritan Hospital Downers Grove $30.00 $23.64 – $469.00
UnityPoint Health - Trinity Moline Rock Island $82.49 $21.13 – $46.28
Uchicago Medicine Adventhealth La Grange La Grange $32.50 $29.90 – $49.47
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $94.05 $30.54 – $32.07

All Illinois hospitals for this procedure →