Pt application of modality >=1 area electrical stimulation each 15 minutes at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$75.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.39 with Molina vs $469.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Advantage $21.39 ↓ -71%
Ambetter Medicare Advantage $21.39 ↓ -71%
Oscar Health HMO Medicare Advantage $22.13 ↓ -70%
HSTechnology Medicare Advantage $28.32 ↓ -62%
Advocate Employee Commercial $59.10 ↓ -21%
Aetna Commercial $64.05 ↓ -15%
Cigna One Health Commercial $78.00 ↑ +4%
Blue Cross Blue Shield City of Chicago Commercial $80.70 ↑ +8%
Blue Cross Blue Shield Choice Commercial $87.22 ↑ +16%
Blue Cross Blue Shield PPO $91.84 ↑ +22%
Cigna Commercial $99.00 ↑ +32%
Private Healthcare Systems Commercial $100.50 ↑ +34%
Blue Cross Blue Shield Blue Precision Managed Care $105.90 ↑ +41%
Blue Cross Blue Shield HMO $108.00 ↑ +44%
Multiplan Commercial $120.00 ↑ +60%
United Healthcare Charter Commercial $238.00 ↑ +217%
United Healthcare Nexus Commercial $274.00 ↑ +265%
United Healthcare Core Navigate Commercial $405.00 ↑ +440%
United Healthcare HMO $469.00 ↑ +525%

Visitor-reported prices

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Pt application of modality >=1 area electrical stimulation each 15 minutes at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $95.40 $27.56 – $278.27
MercyOne Genesis Aledo Medical Center Aledo $95.40 $35.70 – $74.73
Uchicago Medicine Adventhealth Hinsdale Hinsdale $32.50 $14.86 – $24.59
Advocate Condell Medical Center Libertyville $75.00 $21.39 – $295.00
Advocate Good Samaritan Hospital Downers Grove $75.00 $21.39 – $469.00
UnityPoint Health - Trinity Moline Rock Island $111.60 $13.01 – $61.52
Uchicago Medicine Adventhealth La Grange La Grange $32.50 $14.86 – $24.59
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $133.65 $15.18 – $15.94

All Illinois hospitals for this procedure →