Prq trluml c athrc 1 art&/br at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$8,140.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$16,280.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$6,414.32 with Advocate Employee vs $47,462.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $6,414.32 | ↓ -21% |
| Cigna One Health | Commercial | $8,465.60 | ↑ +4% |
| Aetna | Commercial | $8,783.06 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $9,002.84 | ↑ +11% |
| Cigna | Commercial | $9,116.80 | ↑ +12% |
| Blue Cross Blue Shield | HMO | $9,165.64 | ↑ +13% |
| Blue Cross Blue Shield City of Chicago | Commercial | $10,354.08 | ↑ +27% |
| Private Healthcare Systems | Commercial | $10,907.60 | ↑ +34% |
| Blue Cross Blue Shield Choice | Commercial | $11,184.36 | ↑ +37% |
| Blue Cross Blue Shield | PPO | $11,786.72 | ↑ +45% |
| Multiplan | Commercial | $13,024.00 | ↑ +60% |
| Ambetter | Medicare Advantage | $17,141.37 | ↑ +111% |
| Molina | Medicare Advantage | $17,141.37 | ↑ +111% |
| Oscar Health HMO | Medicare Advantage | $17,732.46 | ↑ +118% |
| HSTechnology | Medicare Advantage | $22,697.54 | ↑ +179% |
| United Healthcare Charter | Commercial | $24,003.00 | ↑ +195% |
| United Healthcare Nexus | Commercial | $27,813.00 | ↑ +242% |
| United Healthcare Core Navigate | Commercial | $41,007.00 | ↑ +404% |
| United Healthcare | HMO | $47,462.00 | ↑ +483% |
Visitor-reported prices
Comments
Prq trluml c athrc 1 art&/br at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $10,464.60 | $5,581.12 – $16,550.29 |
| Advocate Condell Medical Center | Libertyville | $12,495.00 | $9,846.06 – $24,503.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $14,010.00 | $11,039.88 – $47,462.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $17,637.62 | $538.97 – $9,722.74 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $13,410.10 | $12,370.97 – $12,989.52 |
| Advocate Illinois Masonic Medical Center | Chicago | $17,400.00 | $13,711.20 – $47,462.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $15,620.00 | $12,308.56 – $47,462.00 |
| Advocate Sherman Hospital | Elgin | $8,940.00 | $6,633.48 – $22,697.54 |