Prq av fstl crtj uxtr 1 acs at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$12,985.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$25,970.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$10,232.18 with Advocate Employee vs $47,462.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $10,232.18 | ↓ -21% |
| Cigna One Health | Commercial | $13,504.40 | ↑ +4% |
| Aetna | Commercial | $14,010.82 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $14,361.41 | ↑ +11% |
| Cigna | Commercial | $14,543.20 | ↑ +12% |
| Blue Cross Blue Shield | HMO | $14,621.11 | ↑ +13% |
| Blue Cross Blue Shield City of Chicago | Commercial | $16,516.92 | ↑ +27% |
| Private Healthcare Systems | Commercial | $17,399.90 | ↑ +34% |
| Blue Cross Blue Shield Choice | Commercial | $17,841.39 | ↑ +37% |
| Blue Cross Blue Shield | PPO | $18,802.28 | ↑ +45% |
| Multiplan | Commercial | $20,776.00 | ↑ +60% |
| United Healthcare Charter | Commercial | $24,003.00 | ↑ +85% |
| Ambetter | Medicare Advantage | $27,141.74 | ↑ +109% |
| Molina | Medicare Advantage | $27,141.74 | ↑ +109% |
| United Healthcare Nexus | Commercial | $27,813.00 | ↑ +114% |
| Oscar Health HMO | Medicare Advantage | $28,077.67 | ↑ +116% |
| HSTechnology | Medicare Advantage | $35,939.41 | ↑ +177% |
| United Healthcare Core Navigate | Commercial | $41,007.00 | ↑ +216% |
| United Healthcare | HMO | $47,462.00 | ↑ +266% |
Visitor-reported prices
Comments
Prq av fstl crtj uxtr 1 acs at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Condell Medical Center | Libertyville | $15,580.00 | $12,277.04 – $35,939.41 |
| Advocate Good Samaritan Hospital | Downers Grove | $17,920.00 | $14,120.96 – $47,462.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $17,934.40 | $314.27 – $16,224.29 |
| Advocate Illinois Masonic Medical Center | Chicago | $16,360.00 | $12,891.68 – $47,462.00 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $14,025.00 | $11,051.70 – $47,462.00 |
| Advocate Sherman Hospital | Elgin | $14,025.00 | $10,406.55 – $35,939.41 |
| Advocate South Suburban Hospital | Hazel Crest | $11,685.00 | $9,207.78 – $47,462.00 |
| Advocate Trinity Hospital | Chicago | $11,685.00 | $9,207.78 – $47,462.00 |