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Pr split-thickness autograft trunk/arm/leg 1st 100 sq cm/<tbsa infant/child at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$2,530.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,060.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$84.00 with United Healthcare Charter vs $4,083.42 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter Commercial $84.00 ↓ -97%
United Healthcare Nexus Commercial $98.00 ↓ -96%
United Healthcare Core Navigate Commercial $144.00 ↓ -94%
United Healthcare HMO $166.00 ↓ -93%
Advocate Employee Commercial $1,993.64 ↓ -21%
Cigna One Health Commercial $2,631.20 ↑ +4%
Aetna Commercial $2,729.87 ↑ +8%
Ambetter Medicare Advantage $2,764.90 ↑ +9%
Molina Medicare Advantage $2,764.90 ↑ +9%
Cigna Commercial $2,833.60 ↑ +12%
Oscar Health HMO Medicare Advantage $2,860.24 ↑ +13%
Private Healthcare Systems Commercial $3,390.20 ↑ +34%
Blue Cross Blue Shield Blue Precision Managed Care $3,572.36 ↑ +41%
Blue Cross Blue Shield City of Chicago Commercial $3,587.54 ↑ +42%
Blue Cross Blue Shield HMO $3,643.20 ↑ +44%
HSTechnology Medicare Advantage $3,661.11 ↑ +45%
Blue Cross Blue Shield Choice Commercial $3,881.02 ↑ +53%
Multiplan Commercial $4,048.00 ↑ +60%
Blue Cross Blue Shield PPO $4,083.42 ↑ +61%

Visitor-reported prices

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Pr split-thickness autograft trunk/arm/leg 1st 100 sq cm/<tbsa infant/child at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $1,642.20 $1,906.25 – $2,518.04
MercyOne Genesis Aledo Medical Center Aledo $1,642.20 $2,970.16 – $2,970.16
Advocate Condell Medical Center Libertyville $2,530.00 $116.00 – $4,048.00
UnityPoint Health - Trinity Moline Rock Island $2,119.20 $639.80 – $1,702.47
Advocate Good Samaritan Hospital Downers Grove not published $2,764.90 – $6,181.00

All Illinois hospitals for this procedure →