Ortho hnd/fngr w/jnt cstm w/fit&adj at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$310.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$620.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$149.94 with Blue Cross Blue Shield Blue Precision vs $676.30 with HSTechnology — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield Blue Precision | Managed Care | $149.94 | ↓ -52% |
| Blue Cross Blue Shield City of Chicago | Commercial | $150.54 | ↓ -51% |
| Blue Cross Blue Shield | HMO | $152.92 | ↓ -51% |
| Blue Cross Blue Shield Choice | Commercial | $163.03 | ↓ -47% |
| Blue Cross Blue Shield | PPO | $171.36 | ↓ -45% |
| United Healthcare Charter | Commercial | $207.66 | ↓ -33% |
| Advocate Employee | Commercial | $234.43 | ↓ -24% |
| United Healthcare Nexus | Commercial | $240.38 | ↓ -22% |
| Cigna One Health | Commercial | $297.50 | ↓ -4% |
| Cigna | Commercial | $309.40 | ↓ -0% |
| Aetna | Commercial | $315.17 | ↑ +2% |
| United Healthcare Core Navigate | Commercial | $354.62 | ↑ +14% |
| Private Healthcare Systems | Commercial | $398.65 | ↑ +29% |
| United Healthcare | HMO | $410.55 | ↑ +32% |
| Multiplan | Commercial | $476.00 | ↑ +54% |
| Molina | Medicare Advantage | $510.75 | ↑ +65% |
| Ambetter | Medicare Advantage | $510.75 | ↑ +65% |
| Oscar Health HMO | Medicare Advantage | $528.36 | ↑ +70% |
| HSTechnology | Medicare Advantage | $676.30 | ↑ +118% |
Visitor-reported prices
Comments
Ortho hnd/fngr w/jnt cstm w/fit&adj at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Condell Medical Center | Libertyville | $310.00 | $127.33 – $676.30 |
| Advocate Good Samaritan Hospital | Downers Grove | $310.00 | $198.73 – $676.30 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $310.00 | $207.66 – $676.30 |
| Advocate Sherman Hospital | Elgin | $297.50 | $187.43 – $676.30 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $176.40 | not published |
| OSF Saint Anthony Medical Center | Rockford | $176.40 | $254.80 – $1,257.48 |
| OSF Saint Clare Medical Center | Princeton | $235.20 | not published |
| OSF St Joseph Medical Center | Bloomington | $176.40 | not published |