Microsatellite instability at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$785.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,570.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$348.56 with United Healthcare vs $1,583.36 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $348.56 | ↓ -56% |
| United Healthcare Nexus | Commercial | $348.56 | ↓ -56% |
| United Healthcare Charter | Commercial | $348.56 | ↓ -56% |
| United Healthcare Core Navigate | Commercial | $348.56 | ↓ -56% |
| Ambetter | Medicare Advantage | $505.41 | ↓ -36% |
| Molina | Medicare Advantage | $505.41 | ↓ -36% |
| Oscar Health HMO | Medicare Advantage | $522.84 | ↓ -33% |
| Advocate Employee | Commercial | $618.58 | ↓ -21% |
| HSTechnology | Medicare Advantage | $669.24 | ↓ -15% |
| Aetna | Commercial | $847.02 | ↑ +8% |
| Private Healthcare Systems | Commercial | $1,051.90 | ↑ +34% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $1,108.42 | ↑ +41% |
| Blue Cross Blue Shield City of Chicago | Commercial | $1,113.13 | ↑ +42% |
| Blue Cross Blue Shield | HMO | $1,130.40 | ↑ +44% |
| Blue Cross Blue Shield Choice | Commercial | $1,204.19 | ↑ +53% |
| Multiplan | Commercial | $1,256.00 | ↑ +60% |
| Blue Cross Blue Shield | PPO | $1,266.99 | ↑ +61% |
| Cigna One Health | Commercial | $1,583.36 | ↑ +102% |
| Cigna | Commercial | $1,583.36 | ↑ +102% |
Visitor-reported prices
Comments
Microsatellite instability at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $125.00 | $325.62 – $564.67 |
| Advocate Condell Medical Center | Libertyville | $785.00 | $348.56 – $1,583.36 |
| Advocate Good Samaritan Hospital | Downers Grove | $785.00 | $348.56 – $1,583.36 |
| UnityPoint Health - Trinity Moline | Rock Island | $697.60 | $3.50 – $557.70 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $125.00 | $312.80 – $564.67 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $1,218.80 | $348.56 – $365.99 |
| Advocate Illinois Masonic Medical Center | Chicago | $785.00 | $348.56 – $1,583.36 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $785.00 | $348.56 – $1,583.36 |