Lens iol ant chamb 10.5 at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$233.23

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$466.45

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.55 with Blue Cross Blue Shield Blue Precision vs $373.16 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Precision Managed Care $117.55 ↓ -50%
Blue Cross Blue Shield City of Chicago Commercial $118.01 ↓ -49%
Blue Cross Blue Shield HMO $119.88 ↓ -49%
Blue Cross Blue Shield Choice Commercial $127.81 ↓ -45%
Blue Cross Blue Shield PPO $134.34 ↓ -42%
United Healthcare Charter Commercial $162.79 ↓ -30%
Advocate Employee Commercial $183.78 ↓ -21%
United Healthcare Nexus Commercial $188.45 ↓ -19%
Ambetter Medicare Advantage $207.16 ↓ -11%
Molina Medicare Advantage $207.16 ↓ -11%
Oscar Health HMO Medicare Advantage $214.31 ↓ -8%
Cigna One Health Commercial $233.23 ↑ +0%
Cigna Commercial $242.55 ↑ +4%
Aetna Commercial $247.08 ↑ +6%
HSTechnology Medicare Advantage $274.31 ↑ +18%
United Healthcare Core Navigate Commercial $278.00 ↑ +19%
Private Healthcare Systems Commercial $312.52 ↑ +34%
United Healthcare HMO $321.85 ↑ +38%
Multiplan Commercial $373.16 ↑ +60%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lens iol ant chamb 10.5 at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $191.40 $44.16 – $126.96
MercyOne Genesis Aledo Medical Center Aledo $191.40 $62.10 – $64.86
Uchicago Medicine Adventhealth Hinsdale Hinsdale $170.68 not published
Uchicago Medicine Adventhealth La Grange La Grange $170.68 not published
Advocate Illinois Masonic Medical Center Chicago $346.75 $157.42 – $554.80
Advocate Childrens Hospital - Park Ridge Park Ridge $346.75 $120.02 – $275.12
Advocate Sherman Hospital Elgin $223.73 $140.95 – $402.71
Uchicago Medicine Adventhealth Bolingbrook Bolingbrook $170.68 not published

All Illinois hospitals for this procedure →