IV infusion therapy/prophylaxis/diagnosis each additional 1 hour at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$155.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$310.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.74 with Ambetter vs $1,270.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Medicare Advantage $69.74 ↓ -55%
Molina Medicare Advantage $69.74 ↓ -55%
Oscar Health HMO Medicare Advantage $72.15 ↓ -53%
HSTechnology Medicare Advantage $92.35 ↓ -40%
Blue Cross Blue Shield City of Chicago Commercial $121.06 ↓ -22%
Advocate Employee Commercial $122.14 ↓ -21%
Blue Cross Blue Shield Choice Commercial $130.84 ↓ -16%
Blue Cross Blue Shield PPO $137.77 ↓ -11%
Cigna One Health Commercial $161.20 ↑ +4%
Aetna Commercial $167.25 ↑ +8%
Cigna Commercial $204.60 ↑ +32%
Private Healthcare Systems Commercial $207.70 ↑ +34%
Blue Cross Blue Shield Blue Precision Managed Care $218.86 ↑ +41%
Blue Cross Blue Shield HMO $223.20 ↑ +44%
Multiplan Commercial $248.00 ↑ +60%
United Healthcare Charter Commercial $642.00 ↑ +314%
United Healthcare Nexus Commercial $744.00 ↑ +380%
United Healthcare Core Navigate Commercial $1,098.00 ↑ +608%
United Healthcare HMO $1,270.00 ↑ +719%

Visitor-reported prices

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IV infusion therapy/prophylaxis/diagnosis each additional 1 hour at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $64.20 $25.92 – $359.12
MercyOne Genesis Aledo Medical Center Aledo $64.20 $24.84 – $48.15
Uchicago Medicine Adventhealth Hinsdale Hinsdale $93.75 not published
Advocate Condell Medical Center Libertyville $185.00 $69.74 – $883.00
Advocate Good Samaritan Hospital Downers Grove $157.50 $69.74 – $1,270.00
UnityPoint Health - Trinity Moline Rock Island $92.20 $18.08 – $50.82
Uchicago Medicine Adventhealth La Grange La Grange $93.75 $49.13 – $81.29
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $134.75 $50.18 – $52.69

All Illinois hospitals for this procedure →