Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$23,805.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$47,610.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18,758.34 with Advocate Employee vs $111,480.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $18,758.34 | ↓ -21% |
| Cigna One Health | Commercial | $24,757.20 | ↑ +4% |
| Aetna | Commercial | $25,685.60 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $26,328.33 | ↑ +11% |
| Cigna | Commercial | $26,661.60 | ↑ +12% |
| Blue Cross Blue Shield | HMO | $26,804.43 | ↑ +13% |
| Blue Cross Blue Shield City of Chicago | Commercial | $30,279.96 | ↑ +27% |
| Private Healthcare Systems | Commercial | $31,898.70 | ↑ +34% |
| Blue Cross Blue Shield Choice | Commercial | $32,708.07 | ↑ +37% |
| Blue Cross Blue Shield | PPO | $34,469.64 | ↑ +45% |
| Multiplan | Commercial | $38,088.00 | ↑ +60% |
| Ambetter | Medicare Advantage | $48,461.37 | ↑ +104% |
| Molina | Medicare Advantage | $48,461.37 | ↑ +104% |
| Oscar Health HMO | Medicare Advantage | $50,132.45 | ↑ +111% |
| United Healthcare Charter | Commercial | $56,379.00 | ↑ +137% |
| HSTechnology | Medicare Advantage | $64,169.53 | ↑ +170% |
| United Healthcare Nexus | Commercial | $65,328.00 | ↑ +174% |
| United Healthcare Core Navigate | Commercial | $96,319.00 | ↑ +305% |
| United Healthcare | HMO | $111,480.00 | ↑ +368% |
Visitor-reported prices
Comments
Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $19,851.60 | $10,587.52 – $50,132.45 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $11,875.00 | $10,750.00 – $54,491.76 |
| Advocate Condell Medical Center | Libertyville | $33,815.00 | $26,646.22 – $64,169.53 |
| Advocate Good Samaritan Hospital | Downers Grove | $34,430.00 | $27,130.84 – $111,480.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $63,970.92 | $787.44 – $24,942.66 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $11,875.00 | $10,750.00 – $54,491.76 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $41,764.80 | $33,636.89 – $35,318.74 |
| Advocate Illinois Masonic Medical Center | Chicago | $29,180.00 | $22,993.84 – $111,480.00 |